Area Sales Manager - Micro Business Loans

Tata Capital Finance Ltd; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Tata Capital Finance Ltd in Bengaluru seeks an Area Sales Manager for Micro Business Loans to lead a team of Sales Managers, drive retail loan growth, and build a robust distribution network.

You will identify and pursue new clients, develop proposals, and work with marketing and technical teams to deliver value, ensuring profitable growth and a growing book size in a competitive market.

Qualifications

• Post Graduate/Graduate in any discipline.

Responsibilities

• Prospect for potential new clients and turn this into increased business.
• Identify and build relationships with new clients by cold calling as appropriate within the respective market or geographic area to ensure a robust pipeline of opportunities as well as meeting potential clients to grow, maintain, and leverage network.
• Identify potential clients, and the decision makers within the client organization and set up meetings accordingly.
• Work with the sales team to develop proposals that will anticipate the client’s needs, concerns, and objectives.
• Participate in pricing the solution/service.
• Handle objections by clarifying, emphasizing agreements and working through differences to reach a positive conclusion.
• Present new products and services and enhance existing relationships.
• Work with technical staff and other internal colleagues to meet customer needs.
• Actively arrange and participate in internal and external client debriefs.
• Attend industry functions, such as association events and conferences, and provide feedback and information on market and creative trends.
• Present to and consult with mid and senior level management on business trends with a view to developing new services, products, and distribution channels.
• Use knowledge of the market and competitors to identify opportunities for campaigns, services, and distribution channels and develop the company’s unique selling propositions and differentiators so as to maximize sales
• Submit weekly progress reports and ensure data is accurately entered and managed within the company’s CRM or other sales management system.
• Forecast sales targets and ensure the team tracks and records activity on accounts while helping to close deals to meet targets.
• Partner with the marketing team to ensure that prerequisites (like prequalification or getting on a vendor list) are fulfilled in a timely manner.
• Lead and supervise the team so as to facilitate best in class business development training that will ensure the company is represented in the best light.
• Identify and develop a thorough understanding of the company’s people and capabilities so as to maximize the company’s performance

Education

Post Graduate/Graduate in any discipline

Job description

Area Sales Manager - Micro Business Loans - CFAB - Bengaluru - Prestige Corniche - JM To drive retail loan business through a team of Sales Managers, ensure growth in Book Size, maintain product level profitability, build a robust distribution, deliver on the new initiatives rolled out

• Prospect for potential new clients and turn this into increased business.
• Identify and build relationships with new clients by cold calling as appropriate within the respective market or geographic area to ensure a robust pipeline of opportunities as well as meeting potential clients to grow, maintain, and leverage network.
• Identify potential clients, and the decision makers within the client organization and set up meetings accordingly.
• Work with the sales team to develop proposals that will anticipate the client’s needs, concerns, and objectives.
• Participate in pricing the solution/service.
• Handle objections by clarifying, emphasizing agreements and working through differences to reach a positive conclusion.
• Present new products and services and enhance existing relationships.
• Work with technical staff and other internal colleagues to meet customer needs.
• Actively arrange and participate in internal and external client debriefs.
• Attend industry functions, such as association events and conferences, and provide feedback and information on market and creative trends.
• Present to and consult with mid and senior level management on business trends with a view to developing new services, products, and distribution channels.
• Use knowledge of the market and competitors to identify opportunities for campaigns, services, and distribution channels and develop the company’s unique selling propositions and differentiators so as to maximize sales
• Submit weekly progress reports and ensure data is accurately entered and managed within the company’s CRM or other sales management system.
• Forecast sales targets and ensure the team tracks and records activity on accounts while helping to close deals to meet targets.
• Partner with the marketing team to ensure that prerequisites (like prequalification or getting on a vendor list) are fulfilled in a timely manner.
• Lead and supervise the team so as to facilitate best in class business development training that will ensure the company is represented in the best light.
• Identify and develop a thorough understanding of the company’s people and capabilities so as to maximize the company’s performance

Qualification : Post Graduate/Graduate in any discipline