Analyst - Risk Management

American Express; Gurugram District; On-site; INR 600,000 - 1,200,000; Full time

Benefits offered by this job

Base salary

Bonus incentives

Medical benefits

Hybrid work model

Parental leave

Wellness centers

Counseling services

Career development

Job summary

American Express is seeking an Analyst in Risk Reporting CoE in Gurugram to advance enterprise risk data aggregation and reporting capabilities. You will partner with business, analytics, and technology teams to deliver trusted, governance‑driven data for Tier 1 risk reporting and executive decisioning.

The role combines governance with hands‑on data discovery and validation, translating complex requirements into usable data solutions while supporting policy adherence and reporting improvements.

Qualifications

• 0–2 years in risk management or analytics at a Tier 1 institution.
• Degree in Statistics, Computer Science or Economics.
• Strong analytical skills and ability to translate complex data.
• Experience with risk reporting governance and data requirements.
• Role requires on-site work 3 days per week.

Responsibilities

• Support risk reporting policy adherence and training.
• Facilitate development of risk reporting requirements with owners.
• Oversee centralized controls and assist decentralized controls.
• Design data/tech infrastructure to meet reporting needs.
• Execute annual assessment of reporting systems and data sources.
• Prepare Risk Appetite reports for Board and senior committees.
• Collaborate with business, analytics, and technology teams.

Skills

BCBS 239 familiarity

OCC Heightened Standards

Analytical skills

Data governance

Stakeholder collaboration

Problem solving

On-site work readiness

Education

Quantitative degree (Statistics / CS / Economics)

Tools

SQL

Data visualization tools

Job description

Job Description

Global Risk & Compliance ("GRC") independently oversees the company's compliance, risk‑taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company's risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company's goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively.

Global Risk & Compliance ("GRC") independently oversees the company's compliance, risk‑taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company's risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company's goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively. The Risk Reporting CoE establishes and maintains the Company‑wide framework for how risk data is aggregated and risk reports are produced, so that the Board, senior management and regulators receive timely, accurate, complete, consistent and relevant reporting on material risks, concentrations and emerging risks. The Risk Reporting CoE sets risk reporting standards across the enterprise, and partners with the Enterprise Data Office, Business Unit Data Offices, GRC Product and Capabilities, and Risk Report Owners to deliver Tier 1 Risk Reports on the Risk Reporting Platform. We modernize how the enterprise aggregates, analyzes and reports risk data — maintaining a centralized risk report inventory, driving automation and appropriate controls to reduce reliance on manual processes, strengthening authoritative data sourcing and lineage, and conducting periodic platform assessments.

How will you make an impact in this role?

The Analyst – Risk Reporting CoE will be part of the GRC organization, responsible for building and advancing enterprise‑wide risk data aggregation and reporting capabilities. The role will play a critical part in establishing a comprehensive risk data aggregation and reporting framework, to deliver trusted, decision‑ready data that supports Tier 1 risk reporting and enterprise risk decisioning.

The role combines risk reporting governance with hands‑on data discovery, data requirements development, standardization and validation partnering closely with business, risk, analytics, and technology teams to translate complex reporting requirements into usable, well‑governed data solutions.

Responsibilities

• Risk Reporting Support the establishment of policies, standards, and processes that provide risk data aggregation and reporting capabilities appropriate for the size, complexity, and risk profile of the bank.
• Drive and monitor Risk Reporting Policy adherence; support the development of procedures and required training for Risk Reporting.
• Facilitate the development of risk reporting business requirements with report owners and stakeholders.
• Support the operation of centralized consumption layer controls and assist in overseeing the implementation and execution of decentralized controls.
• Support the design and implementation of data and technology infrastructure that meets reporting needs and ensures the appropriate capture and reporting of material risks, concentrations, and emerging risks.
• Support the execution of a standardized, periodic assessment framework (at least annually) to evaluate the effectiveness of risk reporting systems, tools, and processes, ensuring continuous evolution with changing data sources and regulatory expectations.
• Support the production of Risk Appetite and BU Risk Appetite Reports which are shared with the Board, and senior management committees.

Qualifications

• 0-2 years of experience in risk management, analytics, or related discipline from Tier 1 college.
• Degree in quantitative field (e.g., Statistics, Computer Science or Economics).
• Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results.
• Familiarity with BCBS 239 and OCC Heightened Standards Strong analytical skills, including a proving ability to translate complex and disparate information to develop a comprehensive and cohesive conclusion for colleagues, business partners, and senior leaders.
• Ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors.
• Rigorous and analytical approach to problem‑solving, decision‑making, and prioritization collaboration across teams/geographies.
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks.
• This role is required to be on‑site 3 days per week.
• Candidate must be flexible to work in the below shift timings:- Mon‑Wed : 1:00 pm to 9:30 pm IST, Thursday : 11:00 AM to 7:30 PM IST and Friday : 8:30 AM to 5:00 PM IST.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world‑class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well‑being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well‑being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial‑well‑being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on‑site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.