Analyst-Control Management

American Express; Gurugram District; Hybrid; INR 1,500,000 - 2,500,000; Full time

Benefits offered by this job

Competitive base salaries

Bonus incentives

Financial-well-being and retirement

Comprehensive medical, dental, vision,

Flexible working model (hybrid/onsite/

Parental leave

Wellness centers access

Counseling through Healthy Minds

Career development and training

Job summary

American Express is seeking an Analyst of Risk ID, Assessment, Testing & Reporting to embed control management in day-to-day operations. The role collaborates across business units, functions, and geographies to assess and test controls and ensure regulatory compliance.

You will drive RCSA activities, risk testing, and thematic risk reporting while contributing to policy adherence and the resilience of the organization in a dynamic financial services environment.

Qualifications

• 1-2 years of operational risk management experience (Risk or Internal Audit).
• Understanding of critical operational risk lifecycle activities.
• Strong project management, communication, documentation and interpersonal skills.
• Experience in process mapping and alignment with policies and regulatory frameworks.
• Analytical mindset with ability to identify trends and assess risks and controls.
• Bachelor's degree in Finance, Business, Risk Mgmt., or related field; advanced degrees or certifications are advantageous.
• Experience in financial services operational risk and control testing.

Responsibilities

• Facilitate BUs in risk assessments for RCSA and testing programs to meet regulatory and internal standards.
• Drive cross-functional projects end to end and engage stakeholders for control testing.
• Leverage domain knowledge in operational risk management and RCSA.
• Assist in identification of risks and controls with business process owners.
• Identify high-risk areas for intervention and conduct independent QA and process testing.
• Support thematic risk reporting on levels, trends, and causes.

Skills

Operational risk management

RCSA (Risk Control Self-Assessment)

Project management

Communication

Process mapping

Analytics

Education

Bachelor's degree in Finance / Business / Risk Mgmt

MBA / MSc or Certifications (advantageous)

Job description

Job Description

The objective of the Credit & Fraud Risk Control Management Risk ID: Assessment & Testing team is to identify, assess, mitigate, and report on Operational Risk within BU processes for Credit & Fraud Risk to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk

Job Description

The objective of the Credit & Fraud Risk Control Management Risk ID: Assessment & Testing team is to identify, assess, mitigate, and report on Operational Risk within BU processes for Credit & Fraud Risk to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk Credit & Fraud Risk is looking for a Analyst of Risk ID, Assessment, Testing & Reporting focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

Responsibilities

• Facilitate BUs in their risk assessments performance for Risk and Control Self-Assessment (RCSA) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates)
• Drive cross functional projects end to end and facilitate stakeholder engagement to perform control testing
• Leverage domain knowledge in operational risk management and RCSA
• Assist in identification of risks and controls (along with business process owners)
• Proactively help identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing
• Support thematic risk reporting (levels, trends, causes)

Qualifications

• 1-2 Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities
• Strong Project management, communication, documentation and interpersonal skills
• Experience in process mapping, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards
• Sound analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk and controls testing for Risk and Control Self-Assessment (RCSA)
• Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageou s
• Experience in at least one of the following:
  • Supporting identification of operational risks throughout business processes and systems
  • Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met for Risk and Control Self-Assessment (RCSA))
  • Excellent communication, influencing and presentation skills
  • Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes
  • Experience in working with financial services operational risk function
  • Experience in control testing

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.