Analyst Data Governance & Management

American Express; Haryana; Hybrid; INR 900,000 - 1,500,000; Full time

Benefits offered by this job

Competitive base salaries

Bonus incentives

Support for financial well-being and 1

Comprehensive medical, dental, vision,

Flexible working model (hybrid/onsite/

Generous paid parental leave

Global on-site wellness centers

Confidential counseling via Healthy M¶

Career development and training

Job summary

American Express is seeking individuals to join the Credit and Fraud Risk (CFR) team. The role supports reducing fraud risk, maintaining low credit loss rates, and enabling secure customer experiences.

You will translate business needs into innovative solutions within Product teams and contribute to the company’s trusted brand and risk mindset. The position offers a flexible working model (hybrid, onsite or virtual) depending on role and business needs, with comprehensive benefits and

Qualifications

• Strong analytical and problem-solving skills.
• 0-3 years of relevant work experience.
• Effective communication and interpersonal skills.
• Ability to solve unstructured problems.
• Ability to work effectively in a team environment.
• Ability to learn quickly and work independently with complex, unstructured initiatives.
• Ability to challenge the status quo and drive innovation.
• Good Programming and Gen AI skills are preferred; knowledge of Google Cloud, SQL & Python are a plus.

Skills

Analytical thinking

Problem-solving

Effective communication

Team collaboration

Learning quickly

Independence

Innovation mindset

Gen AI awareness

Tools

Google Cloud

SQL

Python

Job description

Business Overview

Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates. It utilizes an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management, enable commerce and drive innovation.A single decision can have many outcomes. And when that decision affects millions of card members and merchants, it needs to be the right one. That is where our Product teams come in. Product teams are the backbone of all financial services operations at American Express—it impacts every aspect of the company. As a part of this team, you will work with the industry’s best talent to create smart and innovative strategies that advance our market share and the way we do business. If you are interested in getting to know all areas of our business and can translate our business needs into remarkable solutions, you should consider a career in Product teams.

Minimum Qualifications

• Strong analytical and problem-solving skills
• 0-3 years of relevant work experience
• Effective communication and interpersonal skills
• Ability to solve unstructured problems
• Ability to work effectively in a team environment.
• Ability to learn quickly and work independently with complex, unstructured initiatives
• Ability to challenge the status quo and drive innovation
• Good Programming and Gen AI skills is preferred. Knowledge of Google cloud, SQL & Python are a plus

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.