anager - Strategy ( Portfolio management

Wibmo Inc.; Bengaluru; Presencial; INR 2.500.000 - 4.000.000; Jornada completa

Descripción de la vacante

PayU Finance is seeking a Portfolio Manager to manage the Lazypay BNPL portfolio and white-label paylater programs within the Transactional Credit vertical. You will drive engagement, activation and spend metrics, and partner with Risk, Compliance, Product, and merchants to balance growth with portfolio quality.

You will own end-to-end programs, design incentives and lifecycle campaigns, and lead onboarding for new partner programs, using SQL, Excel and Python to analyze performance and optimize

Formación

• 3-6 years of experience in fintech/lending, with exposure to BNPL.
• Strong analytical skills to structure large datasets.
• Ability to run multi-stakeholder programs end-to-end.

Responsabilidades

• Own engagement and spend metrics across Lazypay BNPL and white-label programs; build cohort, vintage and RFM-style analyses to identify growth and risk pockets
• Design and run programs to lift transacting user %, frequency and ticket size – offers, limit management, category unlocks, nudges and lifecycle campaigns
• Track program-level P&L drivers and figure out initiatives to drive profitability
• Partner with Risk, Collections, Product and the merchant-facing teams to balance growth with portfolio quality
• Support onboarding of 2–3 new partner programs this year – defining success metrics, monitoring ramp-up, and feeding learnings back into portfolio strategy.
• Whitelabel-to-LazypayPlatform Migration
• Lead the initiative to bring existing whitelabel users onto the Lazypay platform, leveraging their existing KYC to enable a simplified, high-conversion onboarding flow
• Build the customer identification and prioritization logic across programs
• Define and pilot incentive structures to drive first transaction on Lazypay post-migration
• Build the measurement framework (funnel from eligible base → outreach → install → activation → repeat spends)

Conocimientos

SQL

Excel

Python

Portfolio growth / BNPL experience

Program / project management

Descripción del empleo

Select how often (in days) to receive an alert:

Location:

Experience:

3-6 years, with 2+ years in Fintech/lending (preferably Portfolio management)

About the role:

We are looking for Portfolio manager to managerpaylaterportfolio within Transactional Creditvertical of PayU Finance. This would includemanagementof both in housepaylaterbrand -Lazypayandmerchant partnershipwhitelabelpaylaterprograms. The scope of the role would be:

Key responsibilities:

• Own engagement, activation and spends metrics acrossLazypayBNPL and other whitelabel programs; build cohort, vintage and RFM-styleanalysesto identify growth and risk pockets
• Design and run programs to lift transacting user %, frequency and ticket size – offers, limit management, category unlocks, nudges and lifecycle campaigns
• Track program-level P&L driversand figure out initiatives to drive profitability
• Partner with Risk, Collections,Productand the merchant-facing teams to balance growth with portfolio quality
• Support onboarding of 2–3 new partner programs this year – defining success metrics,monitoringramp-up, and feeding learnings back into portfolio strategy.

Whitelabel-to-LazypayPlatform Migration

• Lead the initiative to bring existingwhitelabelusers onto theLazypayplatform,leveragingtheir existing KYC to enable a simplified, high-conversion onboarding flow
• Build the customer identification and prioritization logic (dedup, segmentation, propensity to activate) across programs
• Define and pilot incentive structures (offers,limit bumps, cashback) to drive first transaction onLazypaypost-migration
• Build the measurement framework (funnel from eligible base -> outreach -> install -> activation -> repeat spends)

What we are looking for

• Strong analytical foundation: comfort with SQL, Excel and Python: able to independently pull, structure and interpret large transaction/customer datasets.
• Portfolio / growth experience: prior exposure to lending, BNPL, cards,paymentsor subscription businesses where engagement and portfolio quality were tracked and actioned.
• Program / project management: ability to run multi-stakeholder initiatives end-to-end – from problem framing to pilot to scale – with minimalhand-holding
• A person with bias for execution, can run multiple experiments
• Good to have:Cross-functional influence: experience working with Risk, Compliance, Product,Techand Collections; comfortable navigating ambiguity

Copyright 2025 PayU. All rights reserved / Privacy / Terms of use