ABHFL-Credit Manager-Retail-Satna

PeopleStrong; Satna; On-site; INR 350,000 - 520,000; Full time

Job summary

PeopleStrong is seeking professionals to support underwriting and portfolio quality management, and process efficiency initiatives in risk operations. The role involves executing risk and credit operations within defined frameworks, gathering insights from seniors, and coordinating with verification vendors to ensure accurate risk assessment.

You will also oversee external vendors for reports and TAT, while tracking costs and ensuring documentation quality in LOS.

Qualifications

• Experience in risk/credit operations
• Ability to coordinate with multiple stakeholders
• Vendor management and performance tracking

Responsibilities

• Execute risk and credit operations across ABHFL business lines following defined frameworks
• Proactively seek guidance from seniors on technical and state/property specific risk considerations
• Liaise with Legal, Technical and verification vendors for evaluations and clarifications
• Monitor bounce rates and ensure data integrity in LOS
• Coordinate with Credit Processing Analysts to prepare case files for credit operations
• Coordinate with Sales and Operations for decision making and problem solving
• Manage external vendors to ensure report quality and timely completion
• Track costs to stay within budget and ensure timely collection of post-disbursal documents

Job description

Underwriting and Portfolio Quality Management

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits.

Process Efficiency

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalat... to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.