ABHFL - Credit Manager - Prime - Indore

ABC - Aditya Birla Housing Finance Limited; Madhya Pradesh; Presencial; INR 600 000 - 1 200 000; Tempo integral

Resumo da oferta

ABC - Aditya Birla Housing Finance Limited in India seeks a detail-oriented professional to support underwriting and portfolio quality management across ABHFL business lines. You will execute risk and credit operations for basic transactions, seek guidance from seniors, and coordinate with Legal and Technical verifications.

You will monitor bounce rates, ensure efficient risk operations, work with Credit Processing Analysts, align with Sales and Operations for timely decisions, manage external

Responsabilidades

• Execute risk and credit operations for basic transactions.
• Seek guidance from seniors on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases.
• Liaise with Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required.
• Monitor the bounce rates as per threshold limits.
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations.
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalatet to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.

Descrição da oferta de emprego

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits.

Process Efficiency

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalatet to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.