Senior Commercial Underwriter - Lead Strategic Credit Decisions

Wilson Bank & Trust; Munster; On-site; EUR 78,815 - 105,087; Full time

Benefits offered by this job

Comprehensive Benefits

Employee Recognition

Growth Opportunities

Job summary

Wilson Bank & Trust in Lebanon, TN seeks a Senior Commercial Underwriter to prepare loan requests, review for completeness, concentration risk, and adherence to credit policy. You will verify analyses, support complex loan structures, and collaborate with credit analysts and senior leadership to drive timely, well-supported credit decisions.

You’ll mentor analysts, ensure compliance with federal regulations, and contribute to process improvements while delivering excellent service to lenders and

Qualifications

• Bachelor’s degree in business, accounting, finance or related field.
• 7 years of experience in a related role.
• 5 years of banking experience preferred.
• Advanced skills with Microsoft Office to include Excel.
• Ability to read, analyze, and interpret financial statements and related tax returns.
• Ability to work on multiple projects simultaneously while meeting deadlines.
• Strong communication and presentation skills.

Responsibilities

• Prepare loan requests for intake, reviewing for completeness and policy adherence.
• Review underwriting analyses for accuracy, consistency and policy compliance.
• Coordinate with credit analysts and leadership to support timely credit decisions.
• Mentor analysts regarding loan structure and methodology.
• Identify opportunities to improve processes and documentation quality.
• Ensure compliance with applicable laws, regulations, and bank policies.

Skills

Microsoft Office

Excel

Analytical skills

Communication skills

Presentation skills

Education

Bachelor's degree in business, accounting, finance or related field

Job description

Wilson Bank & Trust in Lebanon, TN seeks a Senior Commercial Underwriter to prepare loan requests, review for completeness, concentration risk, and adherence to credit policy. You will verify analyses, support complex loan structures, and collaborate with credit analysts and senior leadership to drive timely, well-supported credit decisions.

You’ll mentor analysts, ensure compliance with federal regulations, and contribute to process improvements while delivering excellent service to lenders and