Senior Underwriter

Sedgwick; Dublin; On-site; EUR 80,000 - 115,000; Full time

Job summary

Sedgwick seeks an experienced Senior Underwriter - Income Protection to lead a profitable Income Protection portfolio within our Specialty Underwriting team in Ireland. You will set underwriting strategy, mentor colleagues, and collaborate with claims, actuarial, finance, risk, and compliance to drive sustainable growth.

You will build broker and client relationships, assess risks, price allocations, and monitor performance to ensure alignment with profitability targets.

Qualifications

• Minimum CIP qualification or equivalent recognised insurance qualification.
• 5-10 years' experience in Income Protection underwriting within the Irish insurance market.
• Strong understanding of underwriting principles, pricing, risk assessment, and portfolio management.
• Experience managing broker and client relationships.
• Excellent commercial awareness and decision-making skills.
• Strong communication, negotiation, and presentation abilities.
• Proficiency in Microsoft Office and underwriting systems.

Responsibilities

• Underwrite and manage a profitable portfolio of Income Protection business.
• Take ownership of performance across allocated accounts and identify opportunities for new business growth.
• Assess and price risks while considering claims costs, reinsurance arrangements, capital exposure, and operational expense.
• Monitor scheme performance, premiums, and loss ratios, recommending corrective actions where required.
• Ensure underwriting decisions align with company appetite, strategy, and profitability target.
• Act as subject matter expert, mentor colleagues, and support best practice development.
• Build and maintain strong relationships with brokers, clients, and external stakeholders.
• Support portfolio governance and risk management.
• Assist in business plans, market research, presentations, and technical documentation.

Skills

Income Protection underwriting

Pricing & risk assessment

Broker relationships

Communication & negotiation

Portfolio management

Strategic thinking

Presentation skills

Education

CIP qualification

Tools

MS Office

Job description

yOur client is seeking an experienced Senior Underwriter - Income Protection to join their growing Specialty Underwriting team. This is an excellent opportunity for a technically strong underwriting professional to take ownership of a profitable Income Protection portfolio, contribute to underwriting strategy, and play a key role in driving sustainable business growth

.The successful candidate will provide expert underwriting guidance, develop strong broker and client relationships, and work collaboratively across underwriting, claims, actuarial, finance, risk, and compliance teams

.Key Responsibiliti

• ngUnderwrite and manage a profitable portfolio of Income Protection busines
• s.Take ownership of performance across allocated accounts and identify opportunities for new business growt
• h.Assess and price risks while considering claims costs, reinsurance arrangements, capital exposure, and operational expense
• s.Monitor scheme performance, premiums, and loss ratios, recommending corrective actions where require
• d.Ensure underwriting decisions align with company appetite, strategy, and profitability target

s.Technical Expert

• iseAct as a subject matter expert for Income Protection underwriti
• ng.Provide guidance, mentoring, and technical support to underwriting colleagu
• es.Support the development and implementation of underwriting best practices and standar
• ds.Prepare policy terms and conditions, working closely with relevant teams to ensure robust policy wordin

gs.Stakeholder & Broker Manage

• mentBuild and maintain strong relationships with brokers, clients, and key external stakehold
• ers.Provide advice and support on insurance and risk-related matt
• ers.Work collaboratively with Claims, Finance, Actuarial, Compliance, Risk, and Operations te
• ams.Identify opportunities to expand and enhance existing client relationsh

ips.Portfolio Governance & Risk Manag

• ementEnsure compliance with underwriting authority, internal controls, and regulatory requirem
• ents.Support portfolio risk management strategies and contribute to underwriting governance activi
• ties.Participate in underwriting audits and reviews, ensuring adherence to underwriting standards and proced
• ures.Monitor market developments and emerging risks, providing recommendations on underwriting opportunities and thr

eats.Business Development & Strategic S

• upportAssist in the preparation of business plans, market research, presentations, and technical document
• ation.Share market intelligence and insights with colleagues to support business g
• rowth.Contribute to strategic initiatives and operational plans that support the organisation's objec
• tives.Represent the business at client and broker meetings as req

uired.Skills & Exp

• sentialMinimum CIP qualification or equivalent recognised insurance qualifi
• cation.5-10 years' experience in Income Protection underwriting within the Irish insurance
• market.Strong understanding of underwriting principles, pricing, risk assessment, and portfolio mana
• gement.Experience managing broker and client relatio
• nships.Excellent commercial awareness and decision-making
• skills.Strong communication, negotiation, and presentation abi
• lities.Proficiency in Microsoft Office and underwriting s

ystems.D

• esirableBachelor's degree in Business, Finance, Insurance, Risk Management, or a related dis
• cipline.Experience contributing to underwriting strategy and portfolio deve
• lopment.Previous mentoring or technical leadership exp

erience.Key Com

• ExpertiseStrong risk assessment and analytica
• l skills.Financial and commercia
• l acumen.Ability to make informed decisions on complex underwriti
• ng cases.Strategic thinking combined with practical e

xecution.Relationship M

• anagementAbility to develop strong relationships with brokers, clients, and internal stak
• eholders.Customer-focused approach with a commitment to delivering positive
• eadershipWorks effectively across teams and f
• unctions.Shares knowledge and promotes underwriting best
• practice.Supports a positive, collaborative, and inclusive
• omplianceStrong understanding of regulatory requirements and risk management pr
• inciples.Maintains high standards of governance, control, and docum
• provementKeeps up to date with market, regulatory, and industry deve
• lopments.Demonstrates a commitment to professional development and ongoing