Mortgage Advisor

Brightwater Recruitment; Limerick; On-site; EUR 55,000 - 75,000; Full time

Benefits offered by this job

Bonus structure

Employer pension contributions

Life insurance

Volunteer days

Professional development funding

Job summary

Brightwater Recruitment is seeking a Mortgage Advisor to join its client, an established financial services business in Limerick. The role suits a QFA-qualified professional, or someone actively pursuing QFA, with 3–5 years’ experience in the Irish mortgage market.

You will guide clients from initial consultation through to drawdown, provide compliant advice, and work with multiple lenders. A dedicated admin team supports you, while opportunities for CPD and career progression are on offer.

Qualifications

• QFA qualified, currently pursuing QFA, or APA qualified.
• 3–5 years’ experience in mortgage advice within the Irish market.
• Strong understanding of Irish mortgage products, lender requirements and regulatory obligations.
• Excellent communication skills with the ability to build trusted client relationships.
• Strong organisational skills and attention to detail, with the ability to manage multiple cases.

Responsibilities

• Deliver regulated mortgage advice in accordance with Central Bank of Ireland requirements and the Consumer Protection Code.
• Complete comprehensive client fact-finds and assess affordability and borrowing requirements.
• Recommend suitable mortgage solutions across first-time buyers, home movers, mortgage switchers and re-mortgages.
• Oversee mortgage applications from initial enquiry through to final drawdown.
• Maintain accurate client files and ensure compliance with AML, GDPR and internal procedures.
• Work towards agreed business development, sales and service objectives while prioritising clients’ needs.
• Monitor changes in mortgage lending criteria, regulation and the wider Irish property finance market.
• Maintain relevant qualifications and complete ongoing CPD requirements.

Skills

Client communication

Relationship building

Attention to detail

Education

QFA / APA qualification in progress

Job description

Mortgage Advisor

Limerick | Financial Services

About the Opportunity

An established and growing financial services business is seeking a motivated Mortgage Advisor to join its team in Limerick. This opportunity would suit a QFA-qualified professional, or someone actively working towards the qualification, ideally with 3–5 years’ experience in the Irish mortgage market.

You will play a key role in helping clients navigate the home-buying and mortgage process, providing clear, compliant advice and a high standard of customer service. From the initial consultation through to loan drawdown, you will manage client cases across the full mortgage lifecycle, working with a range of lenders and key stakeholders.

A dedicated administration team will provide operational support, allowing you to focus on client relationships, mortgage advice and progressing applications efficiently.

Key Responsibilities

• Deliver regulated mortgage advice in accordance with Central Bank of Ireland requirements and the Consumer Protection Code.
• Complete comprehensive client fact-finds and assess affordability and borrowing requirements.
• Recommend suitable mortgage solutions across first-time buyers, home movers, mortgage switchers and re-mortgages.
• Oversee mortgage applications from initial enquiry through to final drawdown.
• Maintain accurate client files and ensure compliance with AML, GDPR and internal procedures.
• Work towards agreed business development, sales and service objectives while prioritising clients’ needs.
• Monitor changes in mortgage lending criteria, regulation and the wider Irish property finance market.
• Maintain relevant qualifications and complete ongoing CPD requirements.

The Ideal Candidate

• QFA qualified, currently pursuing QFA, or APA qualified.
• Ideally 3–5 years’ experience in mortgage advice within the Irish market.
• Strong understanding of Irish mortgage products, lender requirements and regulatory obligations.
• Excellent communication skills with the ability to build trusted client relationships.
• Strong organisational skills and attention to detail, with the ability to manage multiple cases.
• A professional, ethical and customer-focused approach.
• Ability to work independently while contributing positively to a collaborative team.
• Previous experience in a mortgage brokerage or multi-lender environment is an advantage.
• Familiarity with protection products, including mortgage protection, life cover and income protection, is desirable.

What’s on Offer?

• Competitive salary and an attractive performance-related bonus structure.
• Employer pension contributions and life insurance.
• Additional benefits, including volunteer days.
• Financial support for relevant professional qualifications, courses and ongoing learning.
• A supportive team environment built on respect, collaboration and integrity.
• Opportunities for career development and progression within a growing financial services business.

Interested in taking the next step in your mortgage advisory career?