Mortgage Advisor

SYS Financial; Limerick; On-site; EUR 45,000 - 65,000; Full time

Benefits offered by this job

Competitive salary

Bonus structure

Employer pension contributions

Life insurance

Volunteer days

Professional development courses

Job summary

Qualifications

• QFA qualified or working towards QFA/APA.
• 3–5 years’ experience advising mortgages in the Irish market.
• Strong knowledge of Irish mortgage products, lender criteria and regulatory requirements.
• Excellent communication and relationship-building skills.
• Highly organized with strong attention to detail.
• Professional, ethical and client-focused approach.
• Experience in a brokerage or multi-lender environment.
• Knowledge of protection products (mortgage protection, life cover, income protection).

Responsibilities

• Provide regulated mortgage advice in line with Central Bank of Ireland requirements and the Consumer Protection Code.
• Conduct detailed client fact-finds and affordability assessments.
• Advise on a broad range of mortgage products including first-time buyers, movers, switchers and remortgages.
• Manage mortgage applications from enquiry to drawdown.
• Maintain accurate client records in line with AML, GDPR and compliance standards.
• Achieve agreed sales and service targets with a customer-first approach.
• Keep up to date with regulatory, lender and market developments.
• Complete ongoing CPD to maintain QFA status.

Skills

Communication skills

Relationship-building

Regulatory knowledge

Attention to detail

Independent working

Brokerage experience

Education

QFA qualification

APA qualification

Job description

We are currently seeking an experienced Mortgage Advisor to join our growing team. This is an excellent opportunity for a QFA-qualified professional, or a candidate working towards QFA, ideally with 3–5 years’ experience in the Irish mortgage market, who is passionate about helping clients achieve their home ownership goals while delivering compliant, high-quality advice.

You will manage the full mortgage journey for clients, from initial consultation through to loan drawdown, working with a wide range of lenders and stakeholders to ensure a smooth, professional experience. You will be supported by a dedicated administration team, allowing you to focus on advising clients and progressing cases efficiently.

Key Responsibilities

• Provide regulated mortgage advice in line with Central Bank of Ireland requirements and the Consumer Protection Code.
• Conduct detailed client fact-finds and affordability assessments.
• Advise on a broad range of mortgage products, including first-time buyer, mover, switcher, and re-mortgage solutions.
• Manage mortgage applications from enquiry to drawdown.
• Maintain accurate client records in line with AML, GDPR, and compliance standards.
• Achieve agreed sales and service targets while maintaining a customer-first approach.
• Keep up to date with regulatory, lender, and market developments.
• Complete ongoing CPD to maintain QFA status.

Our Ideal Candidate

• QFA qualified, working towards QFA, or APA qualified.
• 3–5 years’ experience advising on mortgages within the Irish market. (Desirable)
• Strong knowledge of Irish mortgage products, lender criteria, and regulatory requirements.
• Excellent communication and relationship-building skills.
• Highly organised with strong attention to detail.
• Professional, ethical, and client-focused in approach.
• Comfortable working independently and collaborating as part of a team.
• Experience in a brokerage or multi-lender environment. (Desirable)
• Knowledge of protection products (mortgage protection, life cover, income protection). (Desirable)

Why Join SYS Mortgages?

• Competitive salary, one of the most competitive bonus structures in the industry, employer pension contributions, life insurance, volunteer days, and more.
• We support your professional growth by offering paid access to educational courses and certifications to help you advance in your career.
• Be part of a supportive, team-oriented environment where respect and integrity are paramount.
• SYS Mortgages is committed to your professional development, offering clear career progression, and advancement opportunities.

About SYS Mortgages

SYS Mortgages is a dynamic and fast-growing mortgage brokerage operating nationwide with offices in Limerick, Tipperary, Galway, Cork, and Dublin. We are proud to be among a small number of mortgage brokers in Ireland with access to the full mortgage market, allowing us to compare 100+ mortgage rates and provide truly unbiased mortgage advice tailored to our clients’ needs.

Our growing team brings over 60 years of combined mortgage expertise, underpinned by a strong compliance culture, deep market knowledge, and a commitment to excellent customer outcomes. As part of the SYS Group, SYS Mortgages provides the scale of a national firm with the personal approach of a trusted local advisor.