Portfolio Senior Analyst: Risk Insights & Forecasting

Home Credit Indonesia; Jakarta Pusat; On-site; IDR 156,240,000 - 234,360,000; Full time

Job summary

Home Credit Indonesia is seeking a Portfolio Senior Analyst to conduct data analytics across the HCID product portfolio. You will deliver both periodic and ad-hoc reports and represent Risk in cross-functional initiatives. Your insights will inform strategic decisions across the organization.

The role emphasizes monitoring risk indicators, portfolio segmentation, forecasting, and IFRS 9 analysis. A strong SQL background and proactive mindset are essential in this fast-paced environment.

Qualifications

• Bachelor's degree in statistics, mathematics, actuarial science, computer science, information systems, economics, finance, engineering, or related fields.
• 4–7 years of experience in Risk Analytics, Portfolio Management, Credit Risk, or related areas.
• Experience within banking, consumer finance, fintech, or lending industries preferred.
• Solid analytical skills and SQL knowledge to interpret data and provide insights.
• Proactive, motivated, and capable in a fast-paced, high-demand environment.

Responsibilities

• Monitor portfolio performance, delinquency trends, and risk indicators.
• Conduct portfolio segmentation, vintage, and cohort analysis.
• Prepare portfolio forecasts, budgets, and scenario analysis.
• Support provisioning and IFRS 9 analysis.
• Validate data and assess portfolio impacts on ECL results.
• Support cross-functional risk reporting and executive dashboards.
• Develop portfolio dashboards and analytical reports.
• Perform SQL-based data analysis and reporting automation.
• Support new product, system, and process improvements.

Skills

SQL

Data analysis

Portfolio management

Risk analytics

Analytical thinking

Education

Bachelor's degree in Statistics/Mathematics/Actuarial Science/CS/Economics/Finance (or related)

Tools

Excel

Job description

Home Credit Indonesia is seeking a Portfolio Senior Analyst to conduct data analytics across the HCID product portfolio. You will deliver both periodic and ad-hoc reports and represent Risk in cross-functional initiatives. Your insights will inform strategic decisions across the organization.

The role emphasizes monitoring risk indicators, portfolio segmentation, forecasting, and IFRS 9 analysis. A strong SQL background and proactive mindset are essential in this fast-paced environment.