Portfolio Analyst

Home Credit Indonesia; Indonesia; On-site; IDR 111,600,000 - 167,400,000; Full time

Job summary

Home Credit Indonesia is seeking a Portfolio Analyst to perform data mining and analysis on the company’s product portfolios. The role focuses on delivering regular and ad-hoc reports to inform risk management and regulatory reporting.

You will collaborate with risk, finance, and IT teams, translating complex data into actionable insights and presenting findings to stakeholders. Fresh graduates are welcome to apply with a bachelor’s in IT, math, CS or engineering.

Qualifications

• Bachelor's degree in IT, Math, CS or Engineering preferred.
• 1–3 years of work experience; fresh graduates welcome.
• Strong SQL data mining and data analysis skills are required.
• Proficiency in Excel for reporting and analysis; Power BI/Tableau a plus.
• Excellent communication and collaboration with cross-functional teams.

Responsibilities

• Perform data mining from Risk Data Warehouse related to portfolio management.
• Produce periodic and ad-hoc portfolio reports for stakeholders and regulators.
• Collaborate with risk, finance, IT and other teams on cross-functional projects.
• Represent Risk Department and provide insights and recommendations.

Skills

Data mining

Data analysis

Excel

Analytical skills

Communication

Education

Bachelor's degree (Information Technology / Math / Computer Science / Engineering)

Tools

SQL

PowerBI

Tableau

Job description

As a Portfolio Analyst, you will be responsible for conducting data analytics on the portfolio of all HCID products. You will provide both periodical and ad-hoc reports and actively contribute as a representative of the Risk Department in various cross-functional projects. Your insights will enable concerned parties to make well-informed strategic decisions.

What you will do:

• Data Mining and Analysis: Conduct data mining activities from the Risk Data Warehouse related to portfolio management.
• Reporting: Provide periodical reports and in-depth analysis on portfolio development to stakeholders & Regulatory Reporting and communication with regulator.
• Collaboration: Liaise with internal & external stakeholders within risk, finance, IT and other teams.
• Project Participation: Actively contribute as a representative of the Risk Department in cross-functional projects, providing valuable insights and recommendations.

What you will need to have:

• At least 1-3 years of prior work experience, open from any industry and fresh graduates are welcome to apply. Fresh graduates from reputable University with a bachelor's degree in information technology, Math, Computer Science or Engineering major is preferable.
• Proficiency in data mining using SQL, and data analysis and reporting using Excel. PowerBI/Tableau experience would be a plus point.
• Knowledge of financial mathematics will be beneficial.
• Solid analytical skills and SQL technical knowledge with the ability to interpret complex data and provide actionable insights.
• Excellent communication skills to effectively collaborate with cross-functional teams and present findings to stakeholders. Willing to work extra miles within data analysis would be a good plus.