Senior Underwriting Analyst

Kredivo Group; Jakarta Timur; On-site; IDR 133,920 - 200,880; Full time

Job summary

A leading financial services company in Jakarta Timur is seeking a Senior Underwriting Analyst. In this role, you will utilize data to identify key credit risk indicators and risk factors, providing actionable insights to mitigate potential risks. This position requires a Bachelor's degree and 2-3 years of experience in risk analysis or a related field, along with proficiency in SQL and Excel. Strong analytical and communication skills are essential, as well as the ability to work independently in a dynamic environment.

Qualifications

• Bachelor’s degree with a GPA minimum of 3.0.
• Minimum 2-3 years of experience as Risk Analyst or similar role.
• English proficiency is essential.
• Working knowledge of SQL and proficiency in Excel required.

Responsibilities

• Create ad-hoc reports to aid management on risk decisions.
• Review key risk indicators and identify potential risk factors.
• Participate in new product launches and policy changes.

Skills

SQL

Excel

Analytical skills

Communication (English)

Education

Bachelor's Degree

Job description

About The Job

The Senior Underwriting Analyst leverages data to identify key credit risk indicators (FPD, DPD and NPLs) and potential risk factors within the underwriting process and provide actionable insight to mitigate the potential risk that may arise.

The day-to-day tasks of the Senior Underwriting Analyst can include the following (but not limited to):

• Creating ad-hoc reports, monitoring and analysis to aid management on risk decisions
• Daily review on key risk indicators and identified potential risk factors if any
• Participating in new product launch, policy change implementations and process changes

About You

• Bachelor’s Degree with GPA minimum 3.0 (out of 4.0)
• Minimum 2‑3 years’ experience as Risk Analyst, MIS analyst or data analyst in a financial sector
• English proficiency is a must
• Working knowledge of SQL and proficiency in Excel are required. Mastery in other database management software will be highly appreciated.
• Strong analytical skills as proven from previous projects.
• Comfortable working independently and collaborating with other teams in a dynamic and fast‑paced environment.