Lease Credit Analyst: Data-Driven Approvals

PT Hino Finance Indonesia; Tangerang; On-site; IDR 66,960,000 - 111,600,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented Finance Analyst to analyze financial data for lease applications and verify the validity and accuracy of customer data, applying the 5 C's of credit and counting key financial ratios.

The role involves preparing recommended terms and conditions for lease proposals and presenting findings clearly to the lending team. Fresh graduates with strong analytical thinking and solid English communication are encouraged to apply.

Qualifications

• Bachelor's degree in Economics or Industrial Engineering preferred.
• Fresh graduate or up to 2 years experience.
• Strong analytical thinking.
• Interest in numbers, financial statements or other financial data.
• Good communication and presentation skills.
• Excellent problem-solving skills.
• Good in English (Writing & Speaking).

Responsibilities

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios.
• Provide recommended terms and conditions for the lease application.

Skills

Analytical thinking

Numerical skills

Communication skills

Presentation skills

Problem solving

English proficiency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

PT Hino Finance Indonesia is seeking a detail-oriented Finance Analyst to analyze financial data for lease applications and verify the validity and accuracy of customer data, applying the 5 C's of credit and counting key financial ratios.

The role involves preparing recommended terms and conditions for lease proposals and presenting findings clearly to the lending team. Fresh graduates with strong analytical thinking and solid English communication are encouraged to apply.