Credit Analyst Surabaya

Hino Finance Indonesia; Surabaya ꦱꦸꦫꦧꦪ; On-site; IDR 55,800,000 - 89,280,000; Full time

Job summary

PT Hino Finance Indonesia mencari lulusan baru untuk mengawaki bidang Accounting and Finance di Surabaya. Peran ini fokus pada analisis data keuangan terkait permohonan sewa dan verifikasi data pelanggan secara teliti, termasuk pemeriksaan 5 C (Character, Capacity, Capital, Collateral, Condition).

Anda akan merekomendasikan syarat dan ketentuan untuk setiap permohonan sewa, bekerja dengan tim terkait untuk memastikan akurasi dan kepatuhan.

Qualifications

• Gelar sarjana di Ekonomi atau Teknik Industri.
• Lulusan baru maksimal 2 tahun pengalaman.
• Pemikiran analitis yang kuat.
• Tertarik bekerja dengan angka dan data keuangan.
• Keterampilan komunikasi dan presentasi.
• Kemampuan bahasa Inggris baik (lisan & tulisan).

Responsibilities

• Analisis semua data keuangan untuk proposal permohonan sewa dan memeriksa keabsahan data pelanggan (minimal 5 C's of Credit).
• Memberikan syarat dan ketentuan yang disarankan untuk permohonan sewa.

Skills

Analytical thinking

English proficiency

Communication & presentation

Problem-solving

Numerical/data handling

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

DESKRIPSI PEKERJAAN

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios

• Provide recommended terms and conditions for the lease application

KUALIFIKASI MINIMUM

• Bachelor's degree, preferably in Economics or Industrial Engineering

• Fresh graduate or max 2 years' experience

• Strong analytical thinking

• Have interest working with numbers, financial statements or other financial data

• Good communication and presentation skills

• Excellent problem-solving skills

• Good in English (Writing & Speaking)

RINGKASAN PERKERJAAN

• *SPESIALISASI**: Accounting and Finance
• *PENDIDIKAN MINIMAL**: S1 (Sarjana)
• *SISTEM KERJA**: On-site
• *TIPE PEKERJAAN**: Full time
• *LOKASI**: Surabaya, East Java (Jawa Timur), Indonesia
• *INDUSTRI**: Financial Services
• *SITUS PERUSAHAAN**: https://www.hinofinance.co.id/en/career/our-journey

TENTANG PERUSAHAAN

PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.