Credit Analyst Surabaya

PT Hino Finance Indonesia; Surabaya ꦱꦸꦫꦧꦪ; On-site; IDR 110,000,000 - 170,000,000; Full time

Job summary

PT Hino Finance Indonesia in Surabaya seeks a detail-oriented Lease Analyst to join our financing team. You will analyze financial data for lease applications, verify customer information against credit indicators, and calculate key ratios to assess risk.

You will also help define terms and conditions for lease proposals and communicate findings clearly to internal stakeholders. Fresh graduates with a numerical mindset are welcome.

Qualifications

• Bachelor's degree in Economics or Industrial Engineering
• Fresh graduate or up to 2 years of experience
• Strong analytical thinking
• Interest in numbers and financial data
• Good communication and presentation skills
• Excellent problem-solving skills
• Proficiency in English (writing & speaking)

Responsibilities

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Skills

Analytical thinking

Financial data

Presentation skills

English proficiency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Job Description

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Minimum Qualifications

• Bachelor's degree, preferably in Economics or Industrial Engineering
• Fresh graduate or max 2 years' experience
• Strong analytical thinking
• Have interest working with numbers, financial statements or other financial data
• Good communication and presentation skills
• Excellent problem-solving skills
• Good in English (Writing & Speaking)

Unlock job insights

Hirer responsiveness Salary match Number of applicants

PT Hino Finance Indonesia (HFI) was established on 11th July 2014. As a joint venture among Indomobil Group, Hino Motors Ltd, and Sumitomo Corporation Group. We are a company that engaged in Hino Brand vehicle financing also committed to give the best for our customers throughout Indonesia.

Our company vision is To be the leading, sustainable and innovative financial partner for Hino, and to satisfy every stakeholders. And the mision is to enrich the people’s life and transportation system by creating and delivering the best financial solution and service.

PT Hino Finance Indonesia (HFI) was established on 11th July 2014. As a joint venture among Indomobil Group, Hino Motors Ltd, and Sumitomo Corporation Group. We are a company that engaged in Hino Brand vehicle financing also committed to give the best for our customers throughout Indonesia.

Our company vision is To be the leading, sustainable and innovative financial partner for Hino, and to satisfy every stakeholders. And the mision is to enrich the people’s life and transportation system by creating and delivering the best financial solution and service.