Credit Analyst Surabaya

PT Hino Finance Indonesia; Indonesia; On-site; IDR 60,000,000 - 120,000,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented analyst to evaluate lease applications by analyzing financial data and scrutinizing customer data using the 5 C's of credit. The role involves calculating key financial ratios and recommending terms and conditions for lease proposals.

The successful candidate will have a Bachelor’s degree in Economics or Industrial Engineering, be fresh graduates or have up to 2 years of experience, and demonstrate strong analytical, communication, and

Qualifications

• Bachelor's degree in Economics or Industrial Engineering.
• Fresh graduate or max 2 years' experience.
• Strong analytical thinking.
• Interest working with numbers, financial data.
• Good communication and presentation skills.
• Excellent problem-solving skills.
• Good in English (Writing & Speaking).

Responsibilities

• Analyze all financial data for lease application proposals.
• Check the validity & accuracy of customers' data (5 C's of Credit).
• Count and interpret financial ratios.
• Provide recommended terms and conditions for lease applications.

Skills

Analytical thinking

Numerical data analysis

Communication skills

Problem solving

English proficiency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Minimum Qualifications

• Bachelor's degree, preferably in Economics or Industrial Engineering
• Fresh graduate or max 2 years' experience
• Strong analytical thinking
• Have interest working with numbers, financial statements or other financial data
• Good communication and presentation skills
• Excellent problem-solving skills
• Good in English (Writing & Speaking)