Credit Analyst: Data-Driven Lending (Entry Level)

PT Hino Finance Indonesia; Indonesia; On-site; IDR 60,000,000 - 120,000,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented analyst to evaluate lease applications by analyzing financial data and scrutinizing customer data using the 5 C's of credit. The role involves calculating key financial ratios and recommending terms and conditions for lease proposals.

The successful candidate will have a Bachelor’s degree in Economics or Industrial Engineering, be fresh graduates or have up to 2 years of experience, and demonstrate strong analytical, communication, and

Qualifications

• Bachelor's degree in Economics or Industrial Engineering.
• Fresh graduate or max 2 years' experience.
• Strong analytical thinking.
• Interest working with numbers, financial data.
• Good communication and presentation skills.
• Excellent problem-solving skills.
• Good in English (Writing & Speaking).

Responsibilities

• Analyze all financial data for lease application proposals.
• Check the validity & accuracy of customers' data (5 C's of Credit).
• Count and interpret financial ratios.
• Provide recommended terms and conditions for lease applications.

Skills

Analytical thinking

Numerical data analysis

Communication skills

Problem solving

English proficiency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

PT Hino Finance Indonesia is seeking a detail-oriented analyst to evaluate lease applications by analyzing financial data and scrutinizing customer data using the 5 C's of credit. The role involves calculating key financial ratios and recommending terms and conditions for lease proposals.

The successful candidate will have a Bachelor’s degree in Economics or Industrial Engineering, be fresh graduates or have up to 2 years of experience, and demonstrate strong analytical, communication, and