Financial Analyst

BYD; Jakarta Pusat; On-site; IDR 200,880,000 - 312,480,000; Full time

Job summary

BYD Auto Indonesia invites an FP&A analyst to lead the company-wide budget planning across departments, track annual and quarterly budgets, and deliver monthly variance analyses to drive decisions. Based in Jakarta, you will ensure data integrity and produce clear operating reports for management.

You will conduct operating and profitability analysis for car loan products, dealer channels, and subsidy activities, build core dashboards, and prepare rolling cash flow forecasts for new projects and

Qualifications

• Bachelor's degree in finance, accounting, or economics preferred.

Responsibilities

• Oversee budget management across departments and track annual/quarterly budgets.

Skills

FP&A

Budget management

Financial analysis

Cross-department coordination

Excel

Financial reporting liaison

English communication

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Excel

Job description

Job Responsibilities

• Responsible for the company's comprehensive budget management; coordinate annual and quarterly operating budget preparation across departments, track budget execution monthly, analyze revenue/expenditure deviation causes, and output budget variance analysis reports.
• Conduct company operating and profitability analysis; break down revenue, costs, and losses for car loan products, dealer channels, and interest subsidy activities, calculate true profitability of products and channels, and output operating diagnosis conclusions and optimization suggestions.
• Responsible for asset quality financial analysis; monitor overdue assets, bad debt provisions, and disposal recovery data, calculate financial losses from non-performing assets, and provide data support for risk control and post-loan optimization.
• Establish core operating indicator dashboards, regularly output monthly operating analysis reports, accurately reflect operating status such as revenue, expense ratio, and profit margin, and provide basis for management decision-making.
• Responsible for pre-event financial calculation of new projects and marketing activities, evaluate input-output and break-even points. Prepare rolling cash flow forecasts, anticipate fund gaps, cooperate with the fund department on position planning, and assist in completing headquarters financial operating data reporting.

Requirements

• Financial management, accounting, or economics bachelor's degree preferred.
• 1+ years of experience in FP&A financial analysis, operating calculation, or budget management in Indonesian automotive financing, consumer financing, or financing lease; experience in financial report liaison with Chinese-funded overseas enterprises preferred.
• Proficient in Indonesian reading and writing; capable of independently writing analysis reports and operating briefings; basic English able to liaise with headquarters English operating reports is preferred.
• Proficient in Excel; understanding of Indonesian financial industry asset provision rules and financing lease interest calculation logic.
• Strong logical decomposition ability, capable of converting financial data into business-friendly conclusions; strong cross-departmental communication and coordination skills; acceptable periodic overtime during month-end and quarter-end operating report nodes; extremely high data sensitivity.
• Strictly maintain confidential operating data such as operating profit, core costs, and channel profitability; objectively issue analysis conclusions without data manipulation.
• Familiar with full automotive financing business process, headquarters consolidated report liaison experience, and practical experience in overdue provision financial calculation.

Recruitment Fraud Notice

PT BYD Auto Indonesia does not charge any fees at any stage of the recruitment process. This includes, but is not limited to, application fees, testing fees, interview fees, medical examination (MCU) fees, processing fees, travel expenses, or any other recruitment-related costs.

Please remain vigilant against fraudulent recruitment activities carried out in the name of PT BYD Auto Indonesia. All official recruitment communications will only be conducted through our authorized corporate channels.