Senior Risk Strategy Specialist

BYD Indonesia; Jawa Barat; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

BYD Indonesia is seeking a risk management professional to lead the development of risk control systems and the formulation of risk strategies. You will coordinate with product and technology teams to enhance risk functions and implement proactive controls.

The role requires 2+ years of related experience, a bachelor’s degree in economics/finance/statistics, and familiarity with local credit reporting and automotive financing policies. Collaboration with cross-functional teams is essential.

Qualifications

• Bachelor's degree or above in economics, finance, statistics, or related field.
• Experience: 2+ years in risk or related work (senior).
• Familiar with local credit reporting and third-party data policies; knowledge of personal credit and automotive financing.

Responsibilities

• Improve risk management system construction; analyze and formulate risk control strategies, processes, and systems.
• Track risk policies to ensure strategy effectiveness; conduct early warning and strategy control for risk customers; issue risk analysis reports.
• Analyze risk data and provide early warnings on risk status via reports and analyses.
• Plan risk control-related systems; liaise with product and technology teams; continuously optimize risk control functions.
• Monitor risk control strategies and rules; review strategies and analyze newly added or adjusted approval strategies.
• Adjust and optimize automated approval strategies.
• Prepare internal reports and relevant data, reports, and statements.

Skills

Risk management

Data analysis

Policy compliance

Stakeholder communication

Education

Bachelor's degree

Economics

Finance

Statistics

Job description

Job Responsibilities

• Responsible for improving risk management system construction; analyzing and formulating risk control strategies, processes, and systems.
• Responsible for tracking risk policies to ensure effectiveness of relevant strategies; regularly conduct early warning and strategy control for risk customers, analyze abnormal risks, and issue risk analysis reports.
• Responsible for risk data analysis; monitor and provide early warning on risk status through reports or other analysis reports.
• Responsible for planning risk control-related systems, communicating with product and technology teams, and continuously improving and optimizing risk control system functions.
• Responsible for monitoring risk control strategies and rules, regularly review strategies, and conduct regular analysis of newly added or adjusted approval strategies.
• Responsible for adjustment and optimization of automated approval strategies.
• Responsible for internal report analysis, and preparation of relevant data, reports, and statements.

Requirements

• Bachelor's degree or above.
• Economics, finance, statistics, or related majors.
• Familiar with local credit reporting and third-party data related policies; familiar with personal credit and related automotive financing business.
• (If senior,) 2+ years of related work experience.

Recruitment Fraud Notice

PT BYD Auto Indonesia does not charge any fees at any stage of the recruitment process. This includes, but is not limited to, application fees, testing fees, interview fees, medical examination (MCU) fees, processing fees, travel expenses, or any other recruitment-related costs. Please remain vigilant against fraudulent recruitment activities carried out in the name of PT BYD Auto Indonesia. All official recruitment communications will only be conducted through our authorized corporate channels.