Financial Analyst

BYD Indonesia; Jakarta Pusat; On-site; IDR 240,000,000 - 420,000,000; Full time

Job summary

PT BYD Auto Indonesia is seeking an FP&A professional to lead budgeting, profitability analysis, and financial planning. You will prepare annual and quarterly budgets, analyze revenue and costs across auto loan products and dealer channels, and build KPI dashboards for management decision-making.

The role requires 1+ years in FP&A, strong Excel skills, and fluency in Indonesian with English ability for HQ coordination. Office-based position in Jakarta with potential overtime during close periods.

Qualifications

• Bachelor's degree in Financial Management, Accounting, or Economics preferred.
• 1+ years of FP&A, forecasting, and budget management experience in Indonesian auto finance, consumer finance, or financial leasing; overseas reporting with Chinese companies is a plus.
• Proficient in Indonesian (read/write); basic English for coordinating with HQ reports.
• Proficient in Excel; knowledge of Indonesian asset provision rules and leasing interest calculation is a plus.
• Strong logical analysis skills; ability to translate data into business insights; excellent cross-departmental communication.
• Must maintain confidentiality of sensitive data including operating profits, costs, and channel profitability; no data manipulation.

Responsibilities

• Budget Management: oversee annual and quarterly budgets for all departments; track monthly execution and variance analysis.
• Business & Profitability Analysis: analyze revenue, costs and losses for auto loan products, dealer channels, and subsidies; provide optimization recommendations.
• Asset Quality Financial Analysis: monitor overdue assets and bad debt provisions; support risk control and post-loan optimization.
• Dashboard & Reporting: build KPI dashboards and monthly analysis reports reflecting revenue, expenses, margins and key metrics.
• Financial Planning & Forecasting: perform ex-ante analyses for new projects and campaigns; prepare cash flow forecasts and assist liquidity planning.

Skills

Budgeting & Forecasting

Financial Analysis

Reporting & Dashboards

Excel proficiency

Cross-team coordination

Overtime during month/quarter

Education

Bachelor's degree in Financial Management, Accounting, or Economics

Tools

Excel

Job description

• Budget Management: Oversee the company's comprehensive budget management, coordinate the preparation of annual and quarterly operating budgets for all departments, track monthly budget execution, analyze revenue and expenditure variances, and produce budget variance analysis reports.
• Business & Profitability Analysis: Conduct company-level operating and profitability analysis, break down revenue, costs, and losses for auto loan products, dealer channels, and subsidy campaigns; calculate the true profitability of products and channels, and provide business diagnosis conclusions with optimization recommendations.
• Asset Quality Financial Analysis: Monitor overdue assets, bad debt provisions, and disposal recovery data; calculate financial losses from non-performing assets; provide data support for risk control and post-loan optimization.
• Dashboard & Reporting: Build a core KPI dashboard for operations, regularly produce monthly business analysis reports, accurately reflect current status of revenue, expense ratios, profit margins, and other key metrics to support management decision-making.
• Financial Planning & Forecasting: Conduct ex-ante financial analysis for new projects and marketing campaigns, evaluate ROI and break-even points; prepare rolling cash flow forecasts, anticipate funding gaps, collaborate with the treasury team on liquidity planning, and assist in reporting financial and operational data to headquarters.

Job Responsibilities

• Budget Management: Oversee the company's comprehensive budget management, coordinate the preparation of annual and quarterly operating budgets for all departments, track monthly budget execution, analyze revenue and expenditure variances, and produce budget variance analysis reports.
• Business & Profitability Analysis: Conduct company-level operating and profitability analysis, break down revenue, costs, and losses for auto loan products, dealer channels, and subsidy campaigns; calculate the true profitability of products and channels, and provide business diagnosis conclusions with optimization recommendations.
• Asset Quality Financial Analysis: Monitor overdue assets, bad debt provisions, and disposal recovery data; calculate financial losses from non-performing assets; provide data support for risk control and post-loan optimization.
• Dashboard & Reporting: Build a core KPI dashboard for operations, regularly produce monthly business analysis reports, accurately reflect current status of revenue, expense ratios, profit margins, and other key metrics to support management decision-making.
• Financial Planning & Forecasting: Conduct ex-ante financial analysis for new projects and marketing campaigns, evaluate ROI and break-even points; prepare rolling cash flow forecasts, anticipate funding gaps, collaborate with the treasury team on liquidity planning, and assist in reporting financial and operational data to headquarters.

Requirements

• Bachelor's degree in Financial Management, Accounting, or Economics preferred.
• 1+ years of experience in FP&A (Financial Planning & Analysis), business forecasting, and budget management within Indonesian auto finance, consumer finance, or financial leasing industry; experience working with Chinese companies' overseas financial reporting is preferred.
• Proficient in Indonesian (read/write), able to independently prepare analysis reports and business briefings; basic English proficiency is preferred for coordinating with headquarters' English business reports.
• Proficient in Excel; understanding of Indonesian financial industry asset provision rules and financial leasing interest calculation logic.
• Strong logical analysis skills, able to translate financial data into business-friendly insights; excellent cross-departmental communication and coordination skills; able to accept periodic overtime during month-end and quarter-end reporting periods; highly data-sensitive.
• Strictly maintain confidentiality of sensitive business data including operating profits, core costs, and channel profitability; provide objective analysis conclusions without data manipulation.
• Familiar with the full auto finance business process; experience with headquarters consolidated reporting and practical experience in financial calculation of overdue provisions.
• Language Required: Advanced English. Mandarin is a plus.

Recruitment Fraud Notice

PT BYD Auto Indonesia does not charge any fees at any stage of the recruitment process. This includes, but is not limited to, application fees, testing fees, interview fees, medical examination (MCU) fees, processing fees, travel expenses, or any other recruitment-related costs. Please remain vigilant against fraudulent recruitment activities carried out in the name of PT BYD Auto Indonesia. All official recruitment communications will only be conducted through our authorized corporate channels.