Corporate Credit Analyst

PT Takari Kokoh Sejahtera; Jakarta Pusat; On-site; IDR 167,400,000 - 256,680,000; Full time

Job summary

PT Takari Kokoh Sejahtera is seeking a Corporate/B2B Credit Analyst to perform end-to-end credit analysis for fleet or asset financing. You will assess corporate profiles, analyze financial statements, and determine repayment capacity to support credit decisions.

The role requires 2–3 years of relevant experience, strong Excel skills, and familiarity with SLIK checks and credit investigations.

Qualifications

• Minimum 2–3 years of experience in Corporate/Commercial Credit or B2B Financing.
• Experience in corporate credit assessment for business entities (non-retail/individual customers).
• Proficient in Microsoft Excel and credit analysis reporting.
• Familiar with SLIK checking and corporate credit investigation.

Responsibilities

• Conduct end-to-end credit analysis for corporate/B2B customers, including fleet or asset financing applications.
• Assess the company’s business profile, industry, financial condition, and creditworthiness.
• Analyze corporate financial statements (Balance Sheet, P/L, Cash Flow) and evaluate repayment capacity using DSCR, DER, liquidity, and profitability ratios.
• Prepare corporate credit analysis reports and recommendations for credit approvals.
• Review Finance Lease and Operating Lease (Rental) applications from corporate customers.
• Coordinate with Marketing and other departments during the credit assessment process.
• Prepare periodic reports related to corporate credit analysis activities.
• This role focuses on Corporate/B2B Credit and does not handle retail/consumer financing.

Skills

Corporate credit analysis

Credit risk assessment

Excel proficiency

Communication skills

Tools

SLIK checking

Credit checking

Job description

Minimum 2–3 years of experience in Corporate/Commercial Credit or B2B Financing

Experience in corporate credit assessment for business entities (non-retail/individual customers)

Experience handling Finance Lease and/or Operating Lease (Rental) products is preferred

Strong skills in corporate financial statement analysis and credit risk assessment

Good understanding of corporate credit assessment, business analysis, and repayment capacity

Familiar with SLIK checking and corporate credit investigation

Proficient in Microsoft Excel and credit analysis reporting

Good communication and coordination skills

Job Description

Conduct end-to-end credit analysis for corporate/B2B customers, including companies applying for fleet or asset financing

Assess the company’s business profile, industry, financial condition, and creditworthiness

Analyze corporate financial statements, including Balance Sheet, Profit & Loss, and Cash Flow

Evaluate repayment capacity using financial ratios such as DSCR, DER, liquidity, and profitability ratios

Prepare corporate credit analysis reports and recommendations for the credit approval process

Review and evaluate Finance Lease and Operating Lease (Rental) applications from corporate customers

Conduct SLIK checking, corporate credit checking, and credit investigation

Analyze proposed credit structures, pricing, exposure, and profitability

Monitor corporate credit portfolio quality and identify potential credit risks

Coordinate with Marketing and other related departments throughout the credit assessment process

Prepare periodic reports related to corporate credit analysis activities

This position focuses specifically on Corporate/B2B Credit and does not handle retail or individual/consumer financing.

Unlock job insights

Hirer responsiveness Salary match Number of applicants

Logistics, Freight & Delivery Services 101-1,000 employees

PENGUMUMAN :

PT Takari Kokoh Sejahtera is Group Company of Mitsubishi HC Capital, Our company is engaged in the transport vehicle and leasse that has been established since 1974 with the previously named PT. Takari Sumber Mulia and has become one of the major players in the world of car rental. We are committed to providing personalized transportation services to large or small companies. Our mission is to deliver convenience through vehicle transportation services.

Product & Services

Operating Lease, Financial Lease.

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