Corporate Credit Analyst

Permata Bank; Jakarta Pusat; On-site; IDR 240,000,000 - 420,000,000; Full time

Job summary

PermataBank in Jakarta is seeking an experienced Corporate Banking Analyst to perform comprehensive credit analyses, evaluate financial statements, industry trends, and macroeconomic conditions to prepare credit proposals with the Relationship Manager.

The role requires >5 years in corporate/commercial banking, strong analytical ability, and knowledge of risk mitigation processes. You will monitor covenant compliance and contribute to Credit Committee discussions and findings.

Qualifications

• Bachelor's degree required in any major.
• 5+ years as Corporate/Commercial Banking Analyst.
• Strong analytical skills and risk awareness.
• Knowledge of banking risk mitigation processes.

Responsibilities

• Perform comprehensive credit analysis for credit proposals with Relationship Manager.
• Identify accounts with risk of default and propose mitigation measures.
• Monitor account health via covenant monitoring and credit reporting.
• Provide input during Credit Committee and audit discussions and findings.

Skills

Credit analysis

Risk mitigation

Analytical skills

Banking experience

Education

Bachelor's degree

Job description

We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

Why PermataBank ?

Here at PermataBank, you will Learn, Grow, and Make A Difference

You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.

This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!

• Learn : We always think innovatively to improve the way we work, making it easier, better and faster.
• Grow : We provide excellent service to customers and encourage excellent performance in our daily work.
• Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.

JOB DESCRIPTION

• Perform comprehensive credit analysis for the preparation of credit proposals in collaboration with the Relationship Manager, in accordance with established policies, procedures, and business targets. This includes analysis of company financial statements, industry analysis, business trends, and macroeconomic conditions.
• Identify customer accounts with potential risk of default or delinquency, provide risk mitigation measures, and ensure that all negative issues related to a submission are properly escalated
• Monitor account health through financial covenant monitoring and credit reporting
• Provide input and explanations regarding customer-related inquiries in various forums such as the Credit Committee, audit findings, and EAR meetings

JOB REQUIREMENTS

• Minimum Bachelor's Degree in any major
• Min >5 years experience as Corporate/Commercial Banking Analyst
• Demonstrate an advance analytical skill
• Have knowledge of the banking risk mitigation process

PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.