Commercial Credit Analyst

Permata Bank; Jakarta Pusat; On-site; IDR 260,000,000 - 420,000,000; Full time

Job summary

Permata Bank in Jakarta is seeking a skilled Credit Risk Analyst to conduct comprehensive credit analyses on proposals in collaboration with Relationship Managers, aiming to meet targets and service level agreements.

The role requires strong abilities in financial statement analysis, risk mitigation, and both quantitative and qualitative assessment, with excellent communication, time management, and work organization skills.

Qualifications

• Min. 3 years of experience in Credit Risk in the Corporate/ Commercial Banking Industry.
• Excellent in financial report analysis, understanding of credit risk, and experience/background in the credit.
• Good quantitative and qualitative analysis skills.
• Good communication, time management and work management skills.

Responsibilities

• Conduct comprehensive credit analysis on credit proposals submitted by collaborating with Relationship Manager according to the targets and SLA.
• Identify potential risks that will occur and provide risk mitigation and ensure all negative issues related to an application are escalated properly.
• Monitoring account health through covenant monitoring.

Skills

Credit risk analysis

Financial report analysis

Risk mitigation

Quantitative analysis

Communication

Time management

Job description

We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

Why PermataBank ?

Here at PermataBank, you will Learn, Grow, and Make A Difference, Learn

You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.

This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!

Learn : We always think innovatively to improve the way we work, making it easier, better and faster.

Grow : We provide excellent service to customers and encourage excellent performance in our daily work.

Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.

Job Description :

• Conduct comprehensive credit analysis on credit proposals submitted by collaborating with Relationship Manager according to the targets and SLA.
• Identify potential risks that will occur and provide risk mitigation and ensure all negative issues related to an application are escalated properly.
• Monitoring account health through covenant monitoring.

Job Qualification :

• Min. 3 years of experience in Credit Risk in the Corporate/ Commercial Banking Industry.
• Excellent in financial report analysis, understanding of credit risk, and experience/ background in the credit.
• Good quantitative and qualitative analysis skills.
• Good communication, time management and work management skills.