Anti Money Laundering Specialist

Honest; Indonesia; Sur place; IDR 180 000 000 - 300 000 000; Plein temps

Avantages offerts par ce poste

ESOP

Training course and book subsidies

Top industry professionals

Medical healthcare plan

Résumé du poste

Honest is seeking an AML Specialist to execute AML/CFT operations and investigations, ensuring compliance with regulatory requirements. You will manage transaction monitoring, customer due diligence, investigations, and regulatory reporting under the Head of AML/CFT, safeguarding the platform and customers from financial crime.

You will collaborate with cross-functional teams, maintain case files, and support audits while leveraging your knowledge of Indonesian AML/CFT regulations and global

Qualifications

• 2-4 years of experience in AML/CFT, financial crime compliance, or transaction monitoring.
• Working knowledge of Indonesian AML/CFT regulations and PPATK reporting requirements (STR/CTR).
• Hands-on experience with transaction monitoring, KYC/CDD/EDD, and sanctions screening.
• Familiarity with financial crime typologies and investigation techniques.
• Strong analytical and investigative skills with sharp attention to detail.
• Ability to manage a case load within SLA and document investigations clearly.
• Strong written and verbal communication in English and Bahasa Indonesia.

Responsabilités

• Monitor and investigate financial crime; review alerts within SLA.
• Conduct KYC and CDD/EDD reviews for new and existing customers.
• Prepare STRs, maintain records, and support audits/regulators.

Connaissances

AML/CFT

Transaction monitoring

KYC/CDD/EDD

Sanctions screening

Regulatory knowledge

Analytical skills

Bilingual EN/ID

Outils

Transaction-monitoring tools

Regulatory reporting tools

Description du poste

Who we are:

We are Honest - a company committed to building financial products that people truly love. Our products are designed to be fair, simple, and genuinely useful in everyday life. Our diverse team brings together people from different backgrounds who share the same goal: to create meaningful solutions that make finance better. After successfully launching our first product, we're now in an exciting growth stage, learning fast, moving quickly, and building together as a team.

About the role:

As AML Specialist, you will execute AML/CFT operational activities and investigations that support Honest's financial crime compliance obligations. You'll be on the front line of keeping our platform - and our customers - safe from financial crime. Reporting to the Head of AML/CFT, you'll own the day-to-day of transaction monitoring, customer due diligence, investigations, and regulatory reporting, making sure every alert, case, and filing is handled accurately and on time.

How you will make an impact:

1. Monitor and investigate financial crime
   • Review and disposition transaction monitoring alerts within agreed SLA
   • Investigate suspicious activity and escape cases to the Head of AML/CFT
   • Perform sanctions screening and handle hits in accordance with policy
2. Conduct customer due diligence
   • Conduct KYC and CDD/EDD reviews for new and existing customers
3. Report and maintain records
   • Prepare and submit Suspicious Transaction Reports (STRs) to PPATK
   • Maintain AML/CFT operational records, case files, and investigation logs
   • Support audits, regulatory examinations, and requests from PPATK or OJK

What you need to have:

• 2-4 years of experience in AML/CFT, financial crime compliance, or transaction monitoring within banking, fintech, or financial services
• Working knowledge of Indonesian AML/CFT regulations and PPATK reporting requirements (STR/CTR)
• Hands‑on experience with transaction monitoring, KYC/CDD/EDD, and sanctions screening
• Familiarity with financial crime typologies and investigation techniques
• Strong analytical and investigative skills with sharp attention to detail
• Ability to manage a case load within SLA and document investigations clearly
• Strong written and verbal communication in English and Bahasa Indonesia

What makes you stand out:

• Professional certification such as CAMS or CFE, or equivalent AML/CFT training
• Experience in a licensed fintech, bank, or payments company regulated by OJK/BI
• Hands‑on experience with transaction‑monitoring and sanctions‑screening tools
• Exposure to regulatory examinations from OJK or PPATK
• Familiarity with credit card / lending financial crime risks

Our application process:

Hiring is something we do with care. Because of that, having a transparent and thorough recruitment process is key. If you liked what you've read and are up for the challenge, here is what to expect after submitting your resume:

• The hiring team reviews your application
• You get invited to an initial call with the hiring team
• Onsite interviews with relevant team members
• Offer

Why you'll love it here:

• We're all owners; everyone at Honest gets ESOP (Employee Stock Option Plan)
• Training course and book subsidies
• You'll be working with the smartest people in the industry
• Top-of-the-line medical healthcare plan

Honest hiring:

At Honest, we are working hard to build the future of finance for Asia. To do so, we prioritize attracting the best talent worldwide to join us - regardless of their background and heritage. At Honest, we are committed to equal employment opportunities regardless of race, color, ethnicity, ancestry, religion, national origin, gender, sex, gender identity or expression, sexual orientation, age, citizenship, marital or parental status, disability, or other class protected by applicable law. We are proud to be an equal opportunity workplace. If you want to be part of changing how people access finance in Asia, join us and help us build a global company where we're all proud to belong.