Compliance Specialist - Product

Honest; Indonesia; On-site; IDR 360,000,000 - 600,000,000; Full time

Benefits offered by this job

ESOP

Training course subsidies

Book subsidies

Healthcare plan

Job summary

Honest is seeking a Compliance Specialist – Product to ensure our financial products meet regulatory requirements in Indonesia. You will work closely with Product, Legal, and business teams to review new offerings before launch and monitor ongoing compliance across the lifecycle.

Ideal candidates bring 2-5 years in regulatory compliance within financial services, with strong knowledge of OJK and BI regulations, IT/cybersecurity controls, and experience in regulatory reporting.

Qualifications

• 2-5 years in regulatory compliance, risk, or legal in financial services

Responsibilities

• Review products and initiatives for regulatory compliance before launch
• Embed compliance in the product development lifecycle and train teams
• Support regulatory reporting including incidental/incident reports
• Maintain the product compliance review register and tracking log

Skills

Regulatory compliance

OJK/BI regulations

IT/cybersecurity compliance

Regulatory reporting

Stakeholder management

English communication

Analytical skills

Job description

Who we are:

We are Honest - a company committed to building financial products that people truly love. Our products are designed to be fair, simple, and genuinely useful in everyday life. Our diverse team brings together people from different backgrounds who share the same goal: to create meaningful solutions that make finance better. After successfully launching our first product, we're now in an exciting growth stage, learning fast, moving quickly, and building together as a team.

About the role:

As Compliance Specialist – Product, you will ensure Honest's products and services comply with all applicable regulatory requirements and standards. This is a role with heavy focus on OJK and Bank Indonesia (BI) product and partnership requirements, IT and cybersecurity compliance, and incidental reporting. You will report to the Head of Regulatory Compliance, working closely with Product, Legal, and business teams to review new products and initiatives before launch, monitor ongoing compliance, and embed compliance into the product development lifecycle. You will help make sure every product, feature, and customer-facing disclosure meets regulatory standards - without slowing down the pace of building.

How you will make an impact:

1. Review products and initiatives for regulatory compliance
   • Review all new products, features, and business initiatives for regulatory compliance before launch
   • Assess product T&Cs, marketing materials, and customer disclosures for compliance
   • Monitor ongoing product compliance post-launch and flag emerging risks
2. Embed compliance across the product lifecycle
   • Liaise with Product teams to embed compliance in the product development lifecycle, launch, and evaluation
   • Maintain the product compliance review register and tracking log
   • Train product and business teams on relevant regulatory requirements
3. Support regulatory reporting
   • Support the Head of Regulatory Compliance with product-specific regulatory reporting, including incidental reports

What you need to have:

• 2-5 years of experience in regulatory compliance, legal, or risk within financial services (bank, fintech, multifinance, or credit card)
• Working knowledge of OJK and Bank Indonesia regulations, particularly product, partnership, and consumer protection requirements
• Familiarity with IT and cybersecurity compliance frameworks and regulations relevant to financial services
• Experience reviewing products, T&Cs, marketing materials, and customer disclosures for regulatory compliance
• Experience preparing or supporting regulatory reporting, including incidental/incident reports
• Strong analytical skills and attention to detail; able to translate regulations into practical, actionable product requirements
• Strong stakeholder management; able to work cross-functionally with Product, Legal, and business teams
• Strong organizational and timeline management skills; able to manage multiple product reviews simultaneously
• Excellent English communication skills

What makes you stand out:

• Experience in a licensed financial institution regulated by OJK/BI (banking, fintech, or credit card)
• Professional certification in compliance, risk, or audit
• Experience with IT/cybersecurity compliance standards (e.g., ISO 27001, POJK on IT risk / electronic systems for financial services)
• Experience embedding compliance into a fast-moving product development lifecycle
• Familiarity with consumer protection and credit card / lending requirements in Indonesia
• Strong instincts for balancing regulatory rigor with business and product speed

Our application process:

• The hiring team reviews your application
• You get invited to an initial call with the hiring team
• Onsite interviews with relevant team members
• Offer

Why you'll love it here:

• We're all owners; everyone at Honest gets ESOP (Employee Stock Option Plan)
• Training course and book subsidies
• You'll be working with the smartest people in the industry
• Competitive medical healthcare plan

Honest hiring:

At Honest, we're working hard to build the future of finance for Asia. To do so, we prioritize attracting the best talent worldwide to join us – regardless of their background and heritage. At Honest, we are committed to equal employment opportunities regardless of race, color, ethnicity, ancestry, religion, national origin, gender, sex, gender identity or expression, sexual orientation, age, citizenship, marital or parental status, disability, or other class protected by applicable law. We are proud to be an equal opportunity workplace. If you want to be part of changing how people access finance in Asia, join us and help us build a global company where we're all proud to belong.