Anti-Fraud Credit Risk Strategy

PT Bank Neo Commerce Tbk; Jakarta Pusat; Presencial; IDR 40.000.000 - 70.000.000; Jornada completa

Descripción de la vacante

PT Bank Neo Commerce Tbk in Jakarta seeks a seasoned Fraud Strategy leader to own the enterprise fraud risk program across the customer lifecycle. You will design, optimize and monitor fraud rules for onboarding, lending, account takeover and transaction activities.

You will analyze fraud trends, develop risk appetite, policies and control framework, and collaborate with Fraud Operations, Product, Engineering, Data, Compliance and Business to continuously improve prevention strategies.

Formación

• 6–10+ years in Fraud Strategy, Fraud Analytics or Fraud Risk Management.
• Experience designing fraud prevention strategies in digital banking, fintech, lending or payments.
• Strong understanding of device intelligence, behavioral analytics and transaction monitoring.
• Strong SQL; Python is a plus.
• Experience with fraud rule engines and performance analytics.
• Ability to balance fraud prevention, customer experience and business growth.

Responsabilidades

• Develop and own enterprise fraud risk strategy across the customer lifecycle.
• Design, optimize and monitor fraud rules for onboarding, lending, account takeover and transaction activities.
• Develop fraud risk appetite, policies and control framework.
• Analyze fraud trends and continuously enhance prevention strategies.
• Design champion-challenger and A/B testing for fraud rules.
• Evaluate new fraud technologies, alternative data and behavioral analytics.
• Define fraud dashboards, early warning indicators and KPIs.
• Partner with Fraud Operations, Product, Engineering, Data, Compliance and Business.
• Independently review fraud rule effectiveness and recommend improvements.

Conocimientos

Fraud strategy

Fraud analytics

Fraud risk management

Device intelligence

Behavioral analytics

Transaction monitoring

SQL

Python

Herramientas

Fraud rule engines

Descripción del empleo

PT Bank Neo Commerce Tbk, formerly PT Bank Yudha Bhakti Tbk, is an Indonesia-based company primarily engaged in the banking business. The Company operates as a technology-based bank. The Company serves the customers in the Small and Medium Business (SME), Retail (Consumer) and Mass Market segments, through banking products and services embedded in an ecosystem by optimizing technology.

Responsibilities

• Develop and own enterprise fraud risk strategy across the customer lifecycle.
• Design, optimize and monitor fraud rules for onboarding, lending, account takeover and transaction activities.
• Develop fraud risk appetite, policies and control framework.
• Analyze fraud trends and continuously enhance prevention strategies.
• Design champion-challenger and A/B testing for fraud rules.
• Evaluate new fraud technologies, alternative data and behavioral analytics.
• Define fraud dashboards, early warning indicators and KPIs.
• Partner with Fraud Operations, Product, Engineering, Data, Compliance and Business.
• Independently review fraud rule effectiveness and recommend improvements.

Qualifications

• 6–10+ years in Fraud Strategy, Fraud Analytics or Fraud Risk Management.
• Experience designing fraud prevention strategies in digital banking, fintech, lending or payments.
• Strong understanding of device intelligence, behavioral analytics and transaction monitoring.
• Strong SQL; Python is a plus.
• Experience with fraud rule engines and performance analytics.
• Ability to balance fraud prevention, customer experience and business growth.