Risk Analyst Strategy

PT. Indonesia Fintopia Technology; Jakarta Selatan; On-site; IDR 89,280,000 - 200,880,000; Full time

Job summary

Fintopia is seeking a quantitative data analyst to support risk decision making and portfolio performance monitoring. You will design and optimize risk strategies based on quantitative analysis and local market dynamics, leveraging SQL and Python for data work.

The role involves regulatory liaison and monitoring Indonesian consumer finance trends to uncover risks and opportunities. The ideal candidate holds a quantitative degree and has 1–2 years of experience in data analytics or predictive

Qualifications

• Bachelor's degree or above in a quantitative field.
• 1-2 years of experience in data analysis, business analytics, or predictive modeling.
• Strong proficiency in SQL and Python for data extraction, manipulation, and analysis.
• Prior experience in data-intensive environments (Tech/Internet, E-commerce, Banking, Fintech, or Consulting) is highly preferred.
• Fluent in English; Mandarin proficiency is a strong advantage.

Responsibilities

• Conduct in-depth data analyses to support risk decision making and monitor portfolio performance.
• Design, implement, and optimize risk strategies using quantitative analysis and A/B testing results.
• Serve as primary contact for regulators, auditors, and partners on risk policy compliance and documentation.
• Monitor Indonesia's consumer finance landscape to identify emerging risks and opportunities.

Skills

SQL

Python

English

Mandarin (advantage)

Education

Bachelor's degree in Statistics/Math/CS/Engineering/Economics/Finance

Job description

Conductin-depthdataanalysistosupportriskdecision making,includingapplicantcreditassessmentandportfolioperformancemonitoring,ensuringinsightsareactionableandalignedwithbusinessobjectives.

Design,implement,andcontinuouslyoptimizeriskstrategiesbasedonquantitativeanalysis,A/Btestingresults,andlocalmarketdynamics.

Serveastheprimarypointofcontactforregulators,auditors,andpartnersregardingriskpolicycompliance,documentation,andpartnership-relatedriskassessments.

MonitorIndonesia'sconsumerfinancelandscape,regulatorychanges,andcompetitivetrendstoproactivelyidentifyemergingrisksandopportunities.

Requirements

Bachelor'sdegreeoraboveinStatistics,Mathematics,ComputerScience,Engineering,Economics,Finance,orarelatedquantitativefield.

1 - 2 yearsofexperienceindataanalysis,businessanalytics,orpredictivemodeling;candidateswithexception quantitativeaptitudewhocanclearlyarticulatethemethodology,logic,andbusinessimpactofpastprojectsarestronglyencouragedtoapply;priorexperienceincreditriskstrategyisaplusbutnotmandatory.

StrongproficiencyinSQLandPythonfordataextraction,manipulation,andanalysisisrequired.

Priorexperienceindata-intensiveenvironmentsishighlypreferred.Thisincludes,butisnotlimitedto,Technology/Internet,E-commerce,Banking,FintechorConsulting.

FluentinEnglish(bothwrittenandspoken);Mandarinproficiencyisastrongadvantage.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.