Credit Risk Strategy Analyst-Fintech

Catalyst Talent Strategy Consulting; Jakarta Pusat; On-site; IDR 279,000,000 - 468,720,000; Full time

Job summary

Catalyst Talent Strategy Consulting is seeking a Credit Risk Strategy Analyst-Fintech to monitor and optimize risk strategies for online lending platforms in Southeast Asia. The role focuses on analyzing business operations, data-driven strategy refinement, and cross-functional collaboration with product and risk teams.

Ideal candidates have 2+ years in risk strategy within fintech or financial services, strong SQL/Python skills, and a degree in economics, mathematics, or statistics.

Qualifications

• Bachelor's degree related to economics, mathematics, or statistics.
• At least 2 years of risk strategy experience in lending or banking.
• Hands-on data analysis and model evaluation experience.
• Experience in online small and microloan risk strategies preferred.
• Strong teamwork and results orientation.

Responsibilities

• Monitor and analyze business operations to identify risk patterns and strategy effectiveness.
• Enhance monitoring systems, generate reports, and track real-time indicator changes.
• Evaluate third-party data and output evaluation reports and action plans.
• Lead strategy deployment and online verification, produce strategy reports.
• Analyze user risk profiles and monitor customer group changes and model performance.

Skills

Risk strategy experience

Data analysis

SQL

Python

Statistical knowledge

Education

Bachelor's degree in economics/math/statistics

Tools

SQL

SAS

R

Python

Job description

About the job Credit Risk Strategy Analyst-Fintech

About the client

This leading banking and digital finance platform operates in Southeast Asia, with a presence in Indonesia, the Philippines, and Malaysia. It exists to help meet the daily financial needs of underserved customers in emerging markets through digital banking, digital financing, digital investment, and insurance brokerage services. In addition to the virtual credit card and e-commerce platform, the company operates an online wealth management platform and a mobile digital bank supported by Bank NeoCommerce. Its mission is to serve 50 million users across Southeast Asia by the year 2025.

Job Responsibilities

• Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies
• Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies
• Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems
• Responsible for strategy deployment and online verification, output strategy crown pick, and verification report
• User risk profile analysis, customer group change monitoring and model performance monitoring.

Job Requirements

• Bachelor's degree or above which is related to economics, mathematics, and statistics
• Min 2 years of risk strategy experience in Internet cash loans, consumer finance companies, auto finance companies, or bank credit cards, and experience in risk control strategy formulation in Docking API is preferred.
• Familiar with basic data analysis tools, ex: SQL, SAS, R language, Python, and able to continuously optimize risk strategies through analysis
• Experience in formulating risk strategies for online small and microloan products is preferred.
• Strong learning ability, good teamwork spirit, good pressure resistance, and result-oriented.