WHOLESALE RISK SENIOR MANAGER II

Banco Bilbao Vizcaya Argentaria, Sociedad Anonima; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

BBVA Hong Kong is seeking a senior member for the Asia Credit Committee Secretariat and risk coordination. You will ensure robust governance, maintain documentation, and support informed, compliant decisions. The role requires strong credit analysis, risk awareness, and cross-functional collaboration across risk teams and committees. Fluency in English is essential, Mandarin a plus.

Qualifications

• University degree in Business Administration, Finance or related discipline.
• Proven track record of 7+ years in corporate credit risk assessment.
• Strong knowledge of banking risk types and risk appetite frameworks.

Responsibilities

• Verify that credit proposals meet documentation and compliance standards prior to Committee submission.
• Organise meetings, prepare agenda/minutes and record decisions in systems.
• Review risk proposals for alignment with BBVA risk appetite and procedures.
• Ensure traceability of decision-making processes and participate in Asia Risk Committees.

Skills

Credit risk assessment

Credit analysis

Report writing

Presentation skills

English communication

Database understanding

Education

Bachelor's degree in Business Administration or Finance

Tools

Microsoft Office

Google Suite

Job description

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job:

Job Purpose & Objectives

• Technical Secretariat: Ensure the effective governance of the Asia Credit Committee by supporting informed and structured decision-making, maintaining proper documentation, and upholding compliance with internal risk frameworks.
• Complement the Challenger role in Asia Credit Committee.
• Maintain credit quality by following up with Risk Teams on their tasks, procedures and decisions.
• Monitor deal level, client level and portfolio level attributes and assure their alignment with the risk management framework of BBVA.

Key Responsibilites

• Verify that credit proposals meet minimum documentation and compliance standards prior to Committee submission.
• Organise the Asia Credit Committee, including agenda and minutes preparation, coordination of materials, and recording of decisions in the systems.
• Review risk proposals, making sure they are aligned with BBVA risk appetite framework and consistent with BBVA procedures, including sectorial frameworks and product guidelines.
• Guarantee the traceability of the decision-making process alignment.
• Actively participate in Asia Risk Committees, enforcing this challenger independent role on the proposals presented at the committees.
• This role is expected to escape internally proposals, and questions on them, if any of their terms or alignment is not clear.
• Reviewing and endorsing risk policies and guidelines, facilitating the implementation of business strategies and achieving the statutory regulations
• Prepare periodic reporting on the Risk Internal Control activity.
• Helping perform and develop the strategies of Risk Management

Job Specifications

Qualification & Experience

• University degree in Business Administration, Finance or related discipline.
• 10 years relevant experience in financial sector, of which at least 7 years in corporate credit risk assessment.
• Good knowledge in the full range of risks faced in banking.
• Excellent credit analysis, report writing and presentation skills.

Language

• Strong communication skills in English.
• Additional languages (eg Spanish) will be an asset.

Knowledge & Skills

• PC literacy (Microsoft Office and Google Suite apps)
• Understanding of Databases structures.

Language

• Fluency in written and spoken English.
• Other Asian languages such as Mandarin an added advantage.
• Spanish speaking language skills (desirable).

Other Skills (e.g. Interpersonal, Communication etc)

• Professionalism and ethics.
• Strong interpersonal and communication skills.
• Able to work in a matrix reporting structure, multi-functional and cross-cultural environment.
• Well-organised and meticulous in details.
• Ability to work under pressure.
• A team player.

BBVA Hong Kong will conduct a background check on you in accordance with theMandatory Reference Checking (MRC) Schemeregulated by the Hong Kong Monetary Authority (HKMA). Should any discrepancy identified or deemed unsatisfactoryto us, we reserve the rights to terminate your employment in such case. (FAQs for In‑Scope Individual:https://www.hkab.org.hk/files/page/page-content/79/FAQs_for_In‑Scope_Individuals_(24_July_2025)-1753348029.pdf)