Senior Product Manager - Payments

BetterPaymentNetwork; Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Job summary

Better Payment Network (BPN) is seeking a Senior Product Manager to lead cross-border payments products across emerging markets. You will collaborate with banks, PSPs, compliance, and engineering to design and deliver end-to-end fund flows, covering pay-in, pay-out, FX and settlement.

The role requires strong analytical skills, 5+ years in fintech product management, and fluency in English and Chinese. You will interface with partners globally and drive compliance assessments and product

Qualifications

• 5+ years of product management experience in fintech/payments.
• Hands-on cross-border payments experience.
• Strong analytical, problem-solving and project management skills.
• Fluent in English and Chinese.

Responsibilities

• Lead onboarding and integration of banks, PSPs, payment channels, and liquidity partners.
• Design end-to-end fund flows including pay-in/out, FX, settlement, refunds, and reconciliation.
• Perform product-level compliance and risk assessments for new markets and partners.
• Own cross-border payment, local payment method, virtual account, and settlement products.
• Define product rules, statuses, account structures, limits, routing, and exception handling.
• Monitor channel performance, pricing, settlement efficiency, and fund safety.
• Collaborate with engineering, compliance, risk, finance, treasury, and external partners.
• Apply AI tools to improve research, documentation, requirements, and data insights.
• Prepare product documentation and support cross-border communication in English and Chinese.

Skills

Cross-border payments

Channel integrations

Compliance assessment

AI tools

Stakeholder comms

Bilingual EN/CH

Fund flows design

Job description

Better Payment Network (BPN), Incubated through Binance Yzilabs, is a next-generation stablecoin settlement network designed to power cross-border payments in emerging markets.

https://www.bpn.finance/

BPN connects local fiat rails, stablecoins, OTC desks, centralized exchanges (CEX), and decentralized liquidity (DEX) to enable efficient currency conversion and settlement for merchants operating across Africa, Latin America, and Asia.

Our mission is to build the liquidity infrastructure behind global stablecoin payments.

Role Overview

We are seeking a Senior Product Manager with strong experience in cross-border payments, emerging-market channel integrations, compliance assessment, and end-to-end fund flow design.

This role will lead the development of payment and FX products across global emerging markets, working closely with financial institutions, payment partners, compliance teams, and engineering teams.

Key Responsibilities

• Lead the evaluation, onboarding, and integration of banks, PSPs, payment channels, and liquidity partners across emerging markets.
• Design end-to-end fund flows covering pay-in, pay-out, FX conversion, settlement, refund, reversal, and reconciliation.
• Conduct product-level compliance and risk assessments for new markets, channels, partners, and business models.
• Own the design and delivery of cross-border payment, local payment method, virtual account, and settlement products.
• Define product rules, transaction statuses, account structures, limits, routing, and exception-handling mechanisms.
• Monitor channel performance, pricing, success rates, settlement efficiency, operational risks, and fund safety.
• Work closely with engineering, compliance, risk, finance, treasury, operations, and external partners to drive delivery.
• Apply AI tools to improve product research, documentation, requirement analysis, workflow automation, testing, and data insights.
• Prepare clear product documentation and support cross-border communication in both English and Chinese.

Requirements

• 5+ years of product management experience in fintech, payments, banking, FX, or crypto.
• Hands-on experience in cross-border payments and financial channel integrations.
• Strong understanding of pay-in, pay-out, FX, clearing, settlement, reconciliation, refunds, and reversals.
• Proven ability to design end-to-end fund flows, account structures, and transaction lifecycle logic.
• Ability to evaluate new markets and partners from product, compliance, risk, operational, and commercial perspectives.
• Strong analytical, problem-solving, project management, and stakeholder communication skills.
• Proficient in using AI tools to improve work efficiency and product delivery.
• Fluent in both English and Chinese.

Preferred Qualifications

• Experience launching payment products in Latin America, Southeast Asia, Africa, the Middle East, or other emerging markets.
• Experience with local payment methods such as PIX, SPEI, virtual accounts, bank transfers, wallets, or real-time payment networks.
• Experience in FX pricing, liquidity management, treasury, or multi-currency settlement.
• Experience working with banks, payment institutions, card schemes, crypto exchanges, custodians, or liquidity providers.
• Familiarity with regulatory frameworks in Europe, Hong Kong, or Singapore, such as EMI, VASP, MiCA, MSO, SVF, or MPI, is a plus.