Senior Product Manager (Card)

RedotPay; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

RedotPay, a global crypto payment fintech, seeks a Product Manager specializing in card issuing to lead the development and optimization of all card features. You will drive user acquisition, transaction volume, and global expansion by establishing scalable, compliant card products across jurisdictions.

The role requires 5+ years in card product management, knowledge of card schemes, and experience with ApplePay/GooglePay.

Qualifications

• 5+ years of product management experience in cards issuing or card payment.
• Familiarity with the card lifecycle and ApplePay/GooglePay implementation is preferred.
• Deep understanding of ISO8583 messages and card schemes (VISA/Mastercard).
• Ability to translate business requirements into product design documents or specifications.
• Strong analytical skills with data-driven decision making; analytics tools preferred.
• Passion for fintech/crypto innovation and a fast-paced startup environment.

Responsibilities

• Lead end-to-end product strategy for RedotPay's card products (virtual and physical).
• Roll out new card features (ApplePay/GooglePay) and support in-house processor capabilities.
• Manage card product life cycle with issuers, schemes, and processors; conduct market research.
• Collaborate with operations, engineering, compliance, risk, marketing, and BD to ensure scalable, compliant products.
• Monitor performance metrics (activation, volume, CAC, retention) and iterate using data insights.
• Enhance user experience through optimized flows and feature enhancements for card issuing.
• Stay ahead of industry trends in crypto payments and card networks.

Skills

Card issuing

Product management

Financial services

Data-driven decisions

Education

Bachelor's degree or above in related field

Tools

Analytics tools

Card schemes integration

Job description

RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for the unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.

Role Overview

We are seeking a highly motivated and experienced Product Manager specializing in card issuing to join our Card Product team. In this role, you will manage, development, and optimization of all card function and features of Redotpay Card. By establishing and expanding efficient, compliant, and high-performance card products, you will drive user acquisition, transaction volume, and global expansion. This is a highly influential position at the intersection of product, partner, and business growth.

Key Responsibilities

• Execute the end-to-end product strategy for RedotPay's card products (e.g. virtual and physical cards), roll out the new card product (e.g. ApplePay/GooglePay) and based on the card product road map, participants in building in-house processors capabilities.
• Communicated with Card scheme (VISA/Mastercard), partner(e.g. BIN Sponsor) and service provider to identify, evaluate, negotiate, and onboard new card products and features. Provide support for vendor communication and management.
• Manage the full life cycle of the card product, integration with card schemes (VISA/Mastercard), partner (e.g. BIN Sponsor) and service provider (e.g. card processor), conduct card product and marketing research, create product design documents based on business requirements.
• Collaborate closely with operation, engineering, compliance, risk, marketing, and business development teams to ensure card products and channel stable, secure, scalable, and fully compliant across jurisdictions.
• Monitor Card product performance through key metrics (e.g. activation rate, transaction volume, conversion, cost per acquisition, retention) and use data-driven insights to iterate and improve.
• Work with design teams to optimize user experience, enhance the work flows and enrich product features that improve card issuing channel efficiency and increase user satisfaction.
• Stay ahead of industry trends in crypto payments, card networks (Visa, Mastercard), and emerging card payment industry technologies.

Requirements

• Bachelor's degree or above with 5+ years of product management experience in cards issuing or card payment in financial industry.
• Familiarity with the card product and end to end card payment life cycle, including but not limited to card issuing and embossing, authorization, settlement and dispute handling. Project experience in ApplePay/GooglePay implementation is preferred.
• Deep understanding of the ISO8583 message, product and standard of card scheme (VISA/Mastercard)
• Able to convert the business requirement to product design document or function specification.
• Strong analytical skills with experience using data to drive decisions; Proficient in analytics tools is preferred.
• Passion for fintech/crypto innovation and a results-oriented mindset in a fast-paced startup environment.