Product Manager (Cards-Payment Channel)

RedotPay; Hong Kong; On-site; HKD 800,000 - 1,100,000; Full time

Job summary

RedotPay is seeking a Product Manager specializing in card issuing to lead the end-to-end lifecycle of our card products, aligning with card schemes and vendors to drive growth and global expansion.

You will collaborate with engineering, compliance, risk, and marketing to ensure secure, scalable, and compliant card offerings across jurisdictions, with data-driven decision making at the core.

Qualifications

• Bachelor’s degree with 3–5 years in cards issuing or card payments.
• Familiarity with end-to-end card lifecycle: issuing, embossing, authorization, settlement, disputes.
• Deep understanding of ISO8583 and card schemes (VISA/Mastercard).
• Translate business requirements into product design documents or specs.
• Strong analytical skills; SQL or analytics tools preferred.
• Excellent communication and cross-functional collaboration skills.

Responsibilities

• Lead end-to-end product strategy for card products (virtual and physical).
• Engage with card schemes (VISA/Mastercard) and vendors to onboard new features.
• Manage full lifecycle of card products and integration with schemes and processors.
• Collaborate with engineering, compliance, risk, marketing, and BD teams for compliant products.
• Track performance using key metrics and iterate based on data.

Skills

Product management

Card issuing

Data-driven decisions

SQL

Stakeholder management

Cross-functional collaboration

Education

Bachelor’s degree

Job description

RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for the unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.

Role Overview

We are seeking a highly motivated and experienced Product Manager specializing in card issuing to join our Card Product team. In this role, you will manage, development, and optimization of all card function and features of Redotpay Card. By establishing and expanding efficient, compliant, and high-performance card products, you will drive user acquisition, transaction volume, and global expansion. This is a highly influential position at the intersection of product, partner, and business growth.

Key Responsibilities

• Execute the end-to-end product strategy for RedotPay’s card products (virtual and physical cards), roll out the new card product based on card product road map.
• Communicated with Card scheme (VISA/Mastercard) and vendor to identify, evaluate, negotiate, and onboard new card product and feature. Provide support on vendor communication and management.
• Manage the full life cycle of of the card product, integration with card scheme (VISA/Mastercard) and Vendor(including card processor), conduct product and marketing research, create product requirement document based on business requirement.
• Collaborate closely with engineering, compliance, risk, marketing, and business development teams to ensure card prare stable, secure, scalable, and fully compliant across jurisdictions.
• Monitor Card product performance through key metrics (e.g., activation rate, transaction volume, conversion, cost per acquisition, retention) and use data-driven insights to iterate and improve.
• Work with design teams to enhance user flows and features that improve channel efficiency and user satisfaction.
• Stay ahead of industry trends in crypto payments, card networks (Visa, Mastercard), and emerging payment industry technologies.

Requirements

• Bachelor’s degree or above with 3–5 years of product management experience in cards issuing or card payment in financial industry.
• Familiarity with the card product and end to end card payment life cycle, including but not limited to card issuing and embossing, authorization, settlement and dispute handling.
• Deep understanding of the ISO8583 message, product and standard of card scheme (VISA/Mastercard)
• Able to convert the business requirement to product design document or function specification.
• Strong analytical skills with experience using data to drive decisions; proficient in SQL or analytics tools is preferred.
• Excellent communication, stakeholder management, and cross-functional collaboration skills.
• Passion for fintech/crypto innovation and a results-oriented mindset in a fast-paced startup environment.