Senior Officer, Outward Remittance Operations

China CITIC Bank International Limited; Hong Kong; On-site; HKD 300,000 - 540,000; Full time

Job summary

China CITIC Bank International Limited in Hong Kong seeks an experienced remittance operations professional to support daily payment processing, name screening, and regulatory compliance.

You will handle Faster Payment, SWIFT, CHATS, and respond to inquiries from customers and banks, ensuring accuracy, timeliness, and risk controls. Applicants should have at least 3 years in remittance operations, strong English/Chinese communication, and MS Office proficiency.

Qualifications

• Post-secondary education or above preferred.
• Minimum 3 years of relevant remittance operations experience preferred.
• Good knowledge of Remittance and Payment products and operations (Faster Payment System, SWIFT Alliance System, CHATS).
• Proficient in MS Office and regulatory AML compliance.

Responsibilities

• Check and approve SWIFT/ CHATS remittance transactions.
• Assist team head to supervise daily remittance operations.
• Handle remittance inquiries from internal and external customers.
• Handle and follow up complicated and irregular remittance cases.
• Perform AML/CFT name screening evaluation of remittance transactions.
• Respond to AML/CFT related enquiries from correspondent banks.
• Manage watch list and special pricing for customers.
• Perform day-end reconciliation of payment messages.
• Assist in preparing monthly management report.
• Monitor daily transaction processing of Faster Payment system.
• Report issue found on Faster Payment transactions.
• Handle exception case of Faster Payment transactions.
• Prepare monthly MIS reports for Faster Payment transactions.
• Perform other duties assigned by Team Head and supervisors.

Skills

Remittance ops

AML compliance

MS Office

English/Chinese

Education

Post-secondary education or above

Tools

SWIFT Alliance System

CHATS

Faster Payment System

Job description

Mandatory Reference Checking Scheme ("MRC") for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions. For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location: China Hong Kong

Job Responsibilities:

• Check and approve SWIFT/ CHATS remittance transactions.
• Assist team head to supervise daily remittance operations.
• Handle remittance inquiries from internal and external customers.
• Handle and follow up complicated and irregular remittance cases.
• Perform AML/CFT name screening evaluation of remittance transactions.
• Respond to AML/CFT related enquiries from correspondent banks.
• Manage watch list and special pricing for customers.
• Perform day-end reconciliation of payment messages.
• Assist in preparing monthly management report.
• Monitor daily transaction processing of Faster Payment system.
• Report issue found on Faster Payment transactions.
• Handle exception case of Faster Payment transactions.
• Prepare monthly MIS reports for Faster Payment transactions.
• Perform other duties assigned by Team Head and supervisors.

Requirements:

• Post-secondary education or above is preferred;
• Minimum 3 years of relevant experience in remittance operations is preferred;
• Well understanding in Remittance and Payment products and operations (Faster Payment System, SWIFT Alliance System, CHATS and payment systems);
• Good knowledge of payment industry trend and market knowledge;
• Familiar with regulatory requirements such as AML Compliance on payment;
• Proficient in MS Office;
• Prudent and attentive to details;
• Good command of written and spoken English and Chinese.

中信銀行(國際)有限公司

中信銀行(國際)有限公司（"信銀國際"）是中信集團境外商業銀行業務主要平台，由中信銀行股份有限公司（"中信銀行"）全資子公司中信國際金融控股有限公司（"中信國金"）持有75% 股份。

中信銀行(國際)業務網絡覆蓋香港（21家零售網點、2家商務理財中心及1家私人銀行中心），以及位於美國、新加坡和中國澳門分行，同時通過全資子公司在中國境內提供銀行服務。

自1922年起，中信銀行(國際)與員工、客戶及夥伴一同成長，跨越一個世紀。未來將繼續以「敏捷 專業 化繁為簡」為願景，堅持「文化為本（Culture）、客戶為尊（Customer）、多方聯動（Collaboration）、科技引領（Cyberspace）」4C核心價值，積極踐行「為客戶謀價值，為員工謀幸福，為股東謀效益，為社會盡責任」的企業使命。

有關中信銀行(國際)的進一步資料，請瀏覽www.cncbinternational.com。

China CITIC Bank International Limited

China CITIC Bank International Limited ("CNCBI"), a major offshore platform of commercial banking business of the CITIC Group, is 75%-owned by CITIC International Financial Holdings Limited ("CIFH"), which in turn is a wholly‑owned subsidiary of China CITIC Bank Corporation Limited ("CNCB").

China CITIC Bank International's footprint includes 21 branches, two business banking centres and one private banking centre in Hong Kong, as well as branches in the US, Singapore and Macau, China, while providing banking services on the Chinese Mainland through our wholly‑owned subsidiaries.

Across a century, China CITIC Bank International has grown together with its employees, customers and partners since 1922 and will continue to move towards its vision of “Agile. Professional. Simple.” in adherence to the 4C (Culture, Customer, Collaboration, Cyberspace) core values while driving actively its missions to “create value for customers, seek happiness for employees, make profit for shareholders, perform responsibility for society”.

More information about China CITIC Bank International can be found on its website at www.cncbinternational.com.