Senior Manager, Credit & Risks

Delta Asia Financial Group; Hong Kong; Presencial; HKD 1 200 000 - 1 500 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Annual Leave 15-20 days

Caring Leave

Attractive remuneration package

Resumo da oferta

Delta Asia Financial Group in Macau seeks an experienced senior credit risk professional to oversee loan reviews, risk management, and policy enhancements. You will guide the credit operations team, ensure regulatory compliance, and actively manage portfolios to minimize delinquencies.

Ideal candidates hold a finance-related degree with 12+ years in credit and risk, strong leadership, and fluency in English and Chinese; Macau residency is required with a valid work visa.

Qualificações

• Bachelor’s Degree holder in Business Administration, Finance or related disciplines; AHKIB or equivalent professional qualifications is an advantage
• 12+ years relevant experience in credit and risks management
• Sound knowledge of banking operations, particularly in risk management and credit control
• Good understanding of policies, procedures, practices and rules in banking industry
• Strong leadership, analytical and decision-making skills
• A team player with good communication and management skills with positive working attitude
• Good command of both spoken and written English and Chinese
• Station in Macau upon work visa valid

Responsabilidades

• Assess, review, and recommend credit proposals and loan reviews, securing approvals in accordance with the Group's policies and respective lending authorities
• Enhance the credit policies, procedures, and controls to optimize the Group's risk exposure and ensure regulatory compliance
• Assist the department head in tracking and assessing the quality of the loan portfolio effectively and strategically
• Review and analyze credit risk management reports, recommending appropriate actions as needed
• Manage loan portfolio proactively to reduce delinquency and bad debt by taking proactive remedial actions at an early stage
• Supervise, mentor, and develop the credit operations team, ensuring efficient daily operations and high-quality output
• Handle ad hoc tasks as assigned

Conhecimentos

Leadership

Analytical

Decision-making

Communication

Teamwork

Formação académica

Bachelor’s Degree in Business Administration/Finance

AHKIB qualification

Descrição da oferta de emprego

The Delta Asia Financial Group is a full-fledged banking and financial services group encompassing the territories of Guangdong-Hong Kong-Macao Greater Bay Area (Greater Bay Area).

Established in Macau in 1935, the Group boasts a rich history spanning 90 years. Initially focused on banking services, the Group has evolved into a financial conglomerate, now offering a wide array of integrated services, including banking, securities investment, insurance consultancy, and wealth management.

With strong financial strength, “people-oriented" spirit and rich investment experience, the Group is dedicated to provide customers with professional and caring financial services.

At Delta Asia Financial Group, we foster a supportive and empowering environment that enables our employees to shape rewarding career journeys. We are committed to your professional growth and development, and to creating a workplace culture that values collaboration, innovation, and excellence.

Job Responsibilities

• Assess, review, and recommend credit proposals and loan reviews, securing approvals in accordance with the Group's policies and respective lending authorities
• Enhance the credit policies, procedures, and controls to optimize the Group's risk exposure and ensure regulatory compliance
• Assist the department head in tracking and assessing the quality of the loan portfolio effectively and strategically
• Review and analyze credit risk management reports, recommending appropriate actions as needed
• Manage loan portfolio proactively to reduce delinquency and bad debt by taking proactive remedial actions at an early stage
• Supervise, mentor, and develop the credit operations team, ensuring efficient daily operations and high-quality output
• Handle ad hoc tasks as assigned

Job Requirements

• Bachelor’s Degree holder in Business Administration, Finance or related disciplines, AHKIB or equivalent professional qualifications is an advantage
• 12+ years relevant experience in credit and risks management
• Sound knowledge of banking operations, particularly in risk management and credit control
• Good understanding of policies, procedures, practices and rules in banking industry
• Strong leadership, analytical and decision-making skills
• A team player with good communication and management skills with positive working attitude
• Good command of both spoken and written English and Chinese
• Station in Macau upon work visa valid

Application

We offer competitive remuneration and fringe benefits including but not limited to the followings:

• 15-20 days of Annual Leave
• Caring Leave (including birthday leave, graduation leave, wedding leave, volunteer leave, etc.)
• Attractive remuneration package

Website: www.delta-asia.com