Senior Institutional Lending Product Manager

BIT Official; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

BIT, a global digital asset financial services and infrastructure group, is seeking a Product Manager for institutional lending to design and implement end-to-end business flows from client needs to deal closure. You will standardize offline processes into systemized workflows and collaborate with Risk, Finance and Legal.

You should have 3+ years in product management with lending experience, strong cross-functional communication, and the ability to read Term Sheets and lending agreements.

Qualifications

• 3+ years of product management or related business product experience.
• Lending business experience is required; must have real experience with lending products and processes.
• Familiar with principal, interest, collateral, LTV, margin call, liquidation, repayment logic.

Responsibilities

• Responsible for product design, process building, and business implementation for institutional lending, particularly institutional collateralized lending.
• Own the full business flow from client needs, quoting, approval, contract signing, disbursement, ongoing management, repayment, to deal closure, standardizing offline processes into systemized workflows.
• Participate in risk control rule design, collateral eligibility, LTV, alerts, margin calls, liquidation, working with Risk and Treasury teams to build executable SOPs.
• Handle fund flow, interest, fees, and settlement logic related to lending, working with Finance and Treasury systems teams to ensure clear, traceable financial data.
• Support Sales in engaging institutional clients, design deal structures, independently draft Term Sheets, participate in negotiating commercial terms of lending agreements, and coordinate with Legal, Risk, Compliance for internal review.

Skills

Product management

Lending domain

B2B product

Cross-functional

Job description

BIT, a global digital asset financial services and infrastructure group, is seeking a Product Manager for institutional lending to design and implement end-to-end business flows from client needs to deal closure. You will standardize offline processes into systemized workflows and collaborate with Risk, Finance and Legal.

You should have 3+ years in product management with lending experience, strong cross-functional communication, and the ability to read Term Sheets and lending agreements.