Senior Institutional Lending Product Lead

Matrixport; Hong Kong; On-site; HKD 600,000 - 1,000,000; Full time

Job summary

BIT is seeking a product manager to lead institutional lending initiatives, focusing on collateralized lending and end-to-end business processes.

You will own the full flow from client needs to disbursement, work with Risk, Treasury, Finance, Legal, and Sales, and translate offline processes into systemized workflows.

Candidates should have 3+ years in product management, real lending experience, and bilingual Chinese/English communication.

Qualifications

• 3+ years of product management or related business product experience.
• Lending experience is a hard requirement, must have real experience with lending products and processes.
• Familiar with principal, interest, collateral, LTV, margin call, liquidation, repayment logic.
• B2B or institutional product experience, able to independently design business flows and product solutions.
• Strong business communication skills, able to liaise with Sales, institutional clients, and external partners.

Responsibilities

• Responsible for product design, process building, and business implementation for institutional lending, particularly institutional collateralized lending
• Own the full business flow from client needs, quoting, approval, contract signing, disbursement, ongoing management, repayment, to deal closure, standardizing offline processes into systemized workflows
• Participate in risk control rule design, collateral eligibility, LTV, alerts, margin calls, liquidation, working with Risk and Treasury teams to build executable SOPs
• Handle fund flow, interest, fees, and settlement logic related to lending, working with Finance and Treasury systems teams to ensure clear, traceable financial data
• Support Sales in engaging institutional clients, design deal structures, independently draft Term Sheets, participate in negotiating commercial terms of lending agreements, and coordinate with Legal, Risk, Compliance for internal review

Skills

Product management

Institutional lending

Communication

Cross-department coordination

Bilingual Chinese/English

Job description

BIT is seeking a product manager to lead institutional lending initiatives, focusing on collateralized lending and end-to-end business processes.

You will own the full flow from client needs to disbursement, work with Risk, Treasury, Finance, Legal, and Sales, and translate offline processes into systemized workflows.

Candidates should have 3+ years in product management, real lending experience, and bilingual Chinese/English communication.