Associate Director, Product Development - Consumer Lending

Michael Page (Hong Kong); Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Benefits offered by this job

Comprehensive medical benefits

Permanent employment

Job summary

Michael Page International (Hong Kong) Limited is supporting a leading financial institution in Hong Kong to recruit a Senior Product Development professional with a strong consumer lending background. The role centers on driving end-to-end product innovation, shaping lending offerings and customer journeys to achieve business growth.

The successful candidate will have 8+ years of banking experience, strong leadership, and a track record in product roadmaps, market analysis, and cross-functional

Qualifications

• 8+ years of experience in banking/financial services, with strong consumer lending background (personal loans).
• Strong understanding of retail lending products, workflows and supporting systems.
• Commercially minded with market awareness and customer focus.
• Fluent in English and Chinese, able to lead cross-functional teams.

Responsibilities

• Develop and execute product roadmaps and business initiatives to expand the personal lending portfolio.
• Establish and strengthen product positioning to compete effectively in the market.
• Lead design and enhancement of lending products and customer journeys to maximise outcomes.
• Plan and roll out product initiatives, marketing programs, and promotional activities.
• Conduct customer and market analyses to identify target segments and campaign effectiveness.
• Collaborate with cross-functional teams to implement product and marketing strategies and campaigns.
• Support retention and engagement through product enhancements and initiatives.

Skills

Product development

Lending products

Market analysis

Leadership

Project management

Excel

Education

Bachelor's degree in Business Administration, Marketing, Finance

Tools

Microsoft Excel

PowerPoint

Chinese word processing

Job description

• Lead end-to-end product innovation in a growing lending business
• Shape the future of consumer lending through product innovation

About Our Client

My client is a leading financial institution in Hong Kong, and they are seeking an experienced Product Development talent to join its dynamic and growing team. This is an excellent opportunity for a seasoned product professional with a strong background in consumer lending to drive product innovation, business growth, and customer-centric initiatives within a well-established financial services organisation.

Job Description

Job Responsibilities:

• Develop and execute product roadmaps and business initiatives to support the expansion of the personal lending portfolio.
• Establish and strengthen product positioning to enhance market competitiveness and achieve business goals.
• Lead the design and enhancement of lending products, identifying opportunities to enrich customer journeys and maximise commercial outcomes.
• Plan and roll out product initiatives, marketing programmes, and promotional activities to drive portfolio growth and business performance.
• Conduct customer and market analysis to identify target segments and evaluate the effectiveness of product propositions and campaigns.
• Work closely with cross-functional teams to develop and implement product and marketing strategies while ensuring smooth campaign execution.
• Support customer retention and engagement efforts through product enhancements and targeted initiatives.

The Successful Applicant

Job Requirements:

• Bachelor's degree in Business Administration, Marketing, Finance, or a related discipline.
• Minimum 8 years of experience in the banking or financial services industry, with strong experience in consumer lending products, particularly personal loans.
• Strong understanding of retail lending products, operational workflows, and supporting systems.
• Commercially minded with strong market awareness and customer focus.
• Self-driven, proactive, and capable of working independently.
• Demonstrated leadership and project management capabilities.
• Proficient in Microsoft Office applications, particularly Excel, PowerPoint, and Chinese word processing.
• Strong command of written and spoken English and Chinese.

What's on Offer

• Comprehensive medical benefits.
• Permanent employment opportunity in the Financial Services industry.