Head of Credit Analysis & Risk Strategy

1201 UOB Hong Kong

Hong Kong

On-site

HKD 420,000 - 640,000

Full time

14 days+

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Job summary

1201 UOB Hong Kong is seeking an experienced Credit Analyst to conduct periodic reviews of borrowers and prepare credit submissions for new lending. You will liaise with Relationship Managers to ensure compliance with terms, perform policy sanity checks, and monitor ongoing credit conditions.

The role involves MIS reporting, NPL risk monitoring, and supporting junior staff. The ideal candidate has 5–6 years in credit analysis within commercial banking, fluent English with Mandarin and Cantonese,

Qualifications

Degree in Accounting/Finance/Business Admin or related concentrations.
5–6 years credit analysis experience in commercial or corporate banking.
Sound credit knowledge in commercial banking and regulatory requirements.
Proficiency in English, Mandarin and Cantonese (written & spoken).
Strong analytical and presentation skills.
Self-motivated, detail-minded and customer-focused.

Responsibilities

Conduct periodic credit reviews for existing borrowers and prepare credit submissions (CAS/ES/Credit Memo) for new borrowers.
Coordinate with Relationship Managers to ensure compliance with terms and conditions and update internal remarks.
Perform sanity checks to ensure compliance with internal/external policies/guidelines.
Process VAR credit requests to formalise conditions and obtain approvals.
Prepare MIS reports for management and monitoring purposes.
Monitor litigation, excess reports and corporate announcements to identify vulnerable accounts and minimize NPLs.
Assist in streamlining credit workflow within Commercial Banking and related departments.
Provide training and guidance to junior staff and support the Credit Analyst Team Head.