Credit Solution Structuring Manager

MetaComp; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

Alpha Ladder Group is seeking a Credit Solution Structuring Manager to design and structure lending solutions across unsecured corporate lending, venture debt, and structured finance products. You will collaborate with Product, Risk, Legal, Treasury, Compliance, and Business Development to deliver commercially attractive structures while ensuring governance and regulatory compliance.

The role suits professionals from corporate banking, institutional banking, structured finance, venture debt, or

Qualifications

• Bachelor's degree in Finance, Economics, Business, Law, or related discipline.
• 3–5 years in Institutional Banking, Corporate Finance, Structured Finance, Venture Debt, or Credit Structuring.
• Experience structuring corporate lending products is highly preferred.

Responsibilities

• Design and structure corporate lending and financing products tailored to institutional and enterprise clients.
• Develop unsecured lending frameworks, revolving credit facilities, working capital loans, bridge financing, and venture lending products.
• Structure financing solutions for startups, growth‑stage companies, SMEs, and institutional borrowers.
• Support development of structured finance products including receivable financing, asset‑backed lending, and bespoke financing structures.
• Evaluate opportunities to expand into new lending verticals and financing solutions.
• Perform financial analysis and borrower assessments to evaluate repayment capacity and creditworthiness.
• Analyse financial statements, cash flows, capital structure, and debt servicing capabilities.
• Recommend appropriate collateral structures, covenants, pricing, and risk mitigation strategies.
• Partner with Risk and Credit teams to establish underwriting guidelines and portfolio risk parameters.
• Monitor market trends and emerging credit risks.

Skills

Credit structuring

Financial analysis

Risk assessment

Lending product design

Regulatory compliance

Education

Bachelor's degree in Finance / Economics / Law

Job description

Alpha Ladder Group is a global fintech holding and innovation platform focused on enabling regulated digital finance across payments, tokenization, and asset management. Through its subsidiaries such as MetaComp, Alpha Ladder builds and scales regulated financial and digital asset infrastructure across global markets.

About the Role

As the Credit Solution Structuring Manager, you will facilitate the design and structuring of lending solutions across unsecured corporate lending, venture debt, structured finance products. Working closely with Product, Risk, Legal, Treasury, Compliance, and Business Development teams, you will develop commercially attractive lending products while ensuring strong risk governance and regulatory compliance.

This role is ideal for professionals from corporate banking, institutional banking, structured finance, venture debt, or corporate finance backgrounds who enjoy building financial products from concept to launch.

Key Responsibilities

Product Structuring & Development

• Design and structure corporate lending and financing products tailored to institutional and enterprise clients.
• Develop unsecured lending frameworks, revolving credit facilities, working capital loans, bridge financing, and venture lending products.
• Structure financing solutions for startups, growth‑stage companies, SMEs, and institutional borrowers.
• Support development of structured finance products including receivable financing, asset‑backed lending, and bespoke financing structures.
• Evaluate opportunities to expand into new lending verticals and financing solutions.
• Perform financial analysis and borrower assessments to evaluate repayment capacity and creditworthiness.
• Analyse financial statements, cash flows, capital structure, and debt servicing capabilities.
• Recommend appropriate collateral structures, covenants, pricing, and risk mitigation strategies.
• Partner with Risk and Credit teams to establish underwriting guidelines and portfolio risk parameters.
• Monitor market trends and emerging credit risks.

Legal Documentation & Transaction Execution

• Review and negotiate loan documentation

Cross-functional Collaboration

• Partner with Product Managers to translate financing structures into scalable lending products.
• Work with Operations to define loan servicing workflows.
• Collaborate with Compliance to ensure adherence to applicable regulatory requirements.
• Support Business Development teams during client engagements involving complex financing solutions.

Requirements

Experience

• Bachelor's degree in Finance, Economics, Business, Law, or a related discipline.
• 3-5 years of experience in one or more of the following:
• Institutional Banking
• Corporate Finance
• Structured Finance
• Venture Debt
• Credit Structuring
• Experience structuring corporate lending products is highly preferred.

We are committed to creating an inclusive workplace where every individual feels respected, valued, and empowered to contribute. We celebrate diversity in all its forms - background, ethnicity, gender, identity, orientation, experience, and thought - and believe it strengthens our culture and our work. We are proud to be an equal opportunity employer and do not discriminate on the basis of race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, or any other protected characteristic.