FICC – Credit Structuring - Director

Huatai International Financial Holdings Company Limited; Hong Kong; On-site; HKD 800,000 - 1,200,000; Full time

Job summary

Huatai International Financial Holdings Company Limited is seeking a seasoned professional for credit market analysis and custom credit solutions design. This role requires at least 7 years of experience and a Master’s degree in a related field. You will work collaboratively with sales and trading teams to enhance product competitiveness in a fast-paced trading environment.

Fluency in Mandarin and English is essential. Join us to drive innovative credit products in a dynamic market.

Qualifications

• 7+ years of structuring experience focused on credit products.
• Experience with credit solutions for institutional clients.
• Deep understanding of credit curve construction and modeling.

Responsibilities

• Conduct in-depth analysis of credit markets and instruments.
• Design and develop customized credit solutions for clients.
• Structure credit solutions to meet client needs while optimizing for capital efficiency.

Skills

Fluency in Mandarin and English

Credit asset characteristics

Risk metrics

Structured credit products

Independent thinking

Education

Master's degree in Finance, Economics, Financial Engineering, Mathematics

Job description

About Us

Huatai International Financial Holdings Company Limited ("Huatai International" or "the Company"), is the only overseas wholly-owned or controlled subsidiary of Huatai Securities. Huatai International is the Huatai Group’s international arm, playing a crucial role in the group\'s internationalization strategy by:

• not only providing offshore capital market services (and a global business platform) but also providing onshore clients with valuable cross-border capital market services (aligned with the mainland China government’s policies and commercial intentions);
• actively leveraging Huatai Securities’ leading position, distribution network and customer base in mainland China;
• integrating on a global basis across many jurisdictions and regions to offer a fully integrated international financial platform with innovative financial services solutions.

Huatai International operates as a holding company for consolidating all of the group’s cross-border businesses and companies under one umbrella, offering a truly unified and international business platform. In recognition of such international strength, the renowned international rating agency Standard and Poor’s has assigned Huatai International a “BBB+” rating (long term) and “A-2” (short-term).

Key Responsibilities

• Conduct in‑depth analysis of credit markets, including corporate bonds, credit default swaps (CDS), credit indices, and other credit‑related instruments. Monitor credit spreads, default trends, and macroeconomic factors affecting credit risk.
• Design and develop customized credit solutions for clients, including but not limited to credit‑linked notes (CLNs), total return swaps (TRS) on credit assets, credit options, and portfolio credit derivatives.
• Structure credit solutions to meet client investment, hedging, or financing needs, while optimizing for capital efficiency, risk‑return profile, and regulatory constraints.
• Draft and promote internal NPA/DPA processes, standard operating procedures, and legal documentation. Collaborate with legal, risk, and operations teams to establish product trading, booking, and settlement workflows.
• Monitor market developments, regulatory changes, and client feedback. Proactively propose product enhancements and new credit structuring ideas.
• Work closely with Sales & Trading teams to originate and execute credit transactions, enhance product competitiveness, and improve client engagement.
• Ensure all credit solutions comply with internal risk policies (credit risk, counterparty risk) and external regulatory requirements.

Qualifications

• Master\'s degree in Finance, Economics, Financial Engineering, Mathematics, or a related quantitative field.
• Minimum 7+ years of structuring experience, with a focus on credit products (credit derivatives, structured credit, corporate bonds, or CDS). Experience in credit solutions for institutional clients is strongly preferred.
• Deep understanding of credit asset characteristics, credit curve construction, default probability modeling, recovery rates, and correlation risk. Familiarity with credit pricing models (e.g., structural vs. reduced‑form models) and risk metrics (DV01, CS01, jump‑to‑default).
• Hands‑on experience in credit‑linked notes (CLNs), credit default swaps (CDS), index tranches, total return swaps on credit baskets, and other structured credit products.
• Strong spirit of innovation and independent thinking, with the ability to propose novel credit product designs and solutions in a dynamic, complex market environment.
• Highly collaborative, able to influence cross‑functional teams (sales, trading, legal, risk, operations), and thrive in a fast‑paced trading environment.
• Fluency in Mandarin and English (written & spoken) is mandatory.