Credit Approval Specialist - Fintech & AI-Driven Ops

Welab Bank Limited; Hong Kong; On-site; HKD 300,000 - 420,000; Full time

Benefits offered by this job

Competitive salary

Learning & development stipend

Wellness programs

Flexible working arrangements

Job summary

WeLab is seeking a Senior Officer/Officer, Credit Approval in Hong Kong. You will review financials, credit reports, and internal history to support decisions, process applications per policy, and monitor portfolio quality. Strong fraud verification and collaboration on process improvements are required.

The role demands a minimum of 2 years in personal loan products, higher diploma or above, and solid teamwork with excellent communication skills. Fintech culture with growth opportunities.

Qualifications

• Higher Diploma or above required with credit approval exposure.
• Minimum 2 years related experience in personal loan products.
• Self-initiative and good team player with strong communication.

Responsibilities

• Review financial status, Credit Bureau Report and internal history to support approval decisions.
• Process applications per credit policies and underwriting standards.
• Monitor loan portfolio for credit quality and policy compliance.
• Perform fraud verification and participate in process optimization projects.

Skills

Credit analysis

Policy understanding

Interpersonal skills

Communication skills

Education

Higher Diploma or above

Tools

Credit systems

Job description

WeLab is seeking a Senior Officer/Officer, Credit Approval in Hong Kong. You will review financials, credit reports, and internal history to support decisions, process applications per policy, and monitor portfolio quality. Strong fraud verification and collaboration on process improvements are required.

The role demands a minimum of 2 years in personal loan products, higher diploma or above, and solid teamwork with excellent communication skills. Fintech culture with growth opportunities.