Head of Consumer Finance (Ref. No.: 27929)

Global Executive Consultants Ltd.; Hong Kong; On-site; HKD 1,400,000 - 2,100,000; Full time

Job summary

Global Executive Consultants Ltd. is seeking a Head of Consumer Finance for a leading bank group in Hong Kong.

You will develop business strategies for consumer loan products including credit cards and retail lending, manage a sizeable Credit Risk team, and oversee policy, budgeting, and cross-channel promotion across various sales channels. The ideal candidate holds a university degree, has 15 years' experience in consumer finance, and demonstrates strong leadership, interpersonal and

Qualifications

• Minimum 15 years in consumer finance, credit card and retail lending.
• Proven leadership of large teams and cross-functional collaboration.
• Excellent bilingual communication in English and Chinese (Cantonese/ Putonghua).

Responsibilities

• Develop and drive new business development strategies / growth for the consumer loan business (Credit Card and Retail Lending).
• Plan and implement product strategies to achieve business targets.
• Formulate and participate in product launches, market analysis, and budget control.

Education

University degree

Job description

Head of Consumer Finance (Ref. No.: 27929)

Our client, a Leading Bank Group, is looking for high-caliber person to fill the position.

Responsibilities

• Develop and drive new business development strategies / growth and success of the consumer loan business with coverage in Credit Card and Retail Lending
• Plan and implement product strategies to achieve business targets of the consumer loan business
• Formulate and participate in product launch plan, market / trend analysis, budget control and sales channel distribution
• Manage a sizeable team of Credit Risk Section for Consumer Finance Business and Services including Credit Card and Consume Loans Products under Retail Credit Department
• Formulate and review credit policy on credit review, credit monitoring, application approval and recovery issues on Credit Card and Consumer Loans business
• Set up business plans, business workflows, systems, sales channels and credit policy related to the product development for Retail Loan Portfolio
• Organize and coordinate with different channels and various parties to explore cross-sell promotion opportunities

Requirements

• Full-Time University Degree holder is a MUST
• 15 years’ proven experience in consumer finance, credit card, retail lending business development / product solutions / retail credit management with exposure to Banking and Finance sectors
• Able to lead large team size with strong people management
• A Mature, detail-minded and confident leader with self-initiative, independent as well as good interpersonal and communication skills
• Able to exercise judgment, work under pressure and liaise effectively with the business and supporting units
• Excellent command of spoken and written Chinese and English including Cantonese and Putonghua

Address: Suite 602-3, 6/F, Wing On Centre, 111 Connaught Road Central, Hong Kong