Assistant Vice President, Retail Lending (Product Development)

Chong Hing Bank Limited; Hong Kong; On-site; HKD 600,000 - 800,000; Full time

Benefits offered by this job

5-day week

Discretionary bonus

Birthday leave

Marriage leave

Extra maternity leave

Extra Paternity Leave

Examination leave

Insurance plan

Medical plan

Family medical plan

Job summary

Chong Hing Bank Limited, established in Hong Kong, seeks an experienced professional to initiate and manage retail lending product development and competitive strategies. You will review end-to-end application flows, ensure regulatory compliance, and develop controls to safeguard operations, while promoting lending sales across the bank.

The role demands strong interpersonal, analytical and communication skills, with fluency in Chinese and English, and the ability to work under pressure.

Qualifications

• Bachelor degree or above in Business, Finance or related disciplines.
• Minimum 5 years' relevant experience in product development and sales management in banking or finance institution.
• Good knowledge in real estate mortgage loan or unsecured loan products is an advantage.
• Excellent interpersonal, analytical and problem solving skills.
• Communication skills and self-motivated, independent and able to work under pressure.
• Proficient in both spoken and written Chinese (Mandarin and Cantonese) and English.

Responsibilities

• Initiate new product development and maintain existing product competitiveness to cope with the changing market demand.
• Conduct regular review on end-to-end retail lending application flow to keep in line with market while within the compliance requirement.
• Develop and maintain appropriate controls to ensure product/operation compliance with relevant statutory and regulatory requirement.
• Liaise with the Compliance & Legal Department to review and assess adequacy of relevant compliance control.
• Launch promotion programs to aim at increasing retail lending sales revenue of the whole bank.
• Make appropriate escalation of risk reporting in line with organizational procedures.
• Take up special projects assigned.

Skills

Interpersonal skills

Analytical skills

Problem solving

Communication skills

Mandarin

Cantonese

English

Education

Bachelor's degree or above in Business, Finance or related disciplines

Job description

Initiate new product development and maintain existing product competitiveness to cope with the changing market demand

Conduct regular review on end-to-end retail lending application flow to keep in line with market while within the compliance requirement

Develop and maintain appropriate controls to ensure product/operation compliance with relevant statutory and regulatory requirement

Liaise with the Compliance & Legal Department to review and assess adequacy of relevant compliance control

Launch promotion programs to aim at increasing retail lending sales revenue of the whole bank

Make appropriate escalation of risk reporting in line with organizational procedures

Take up special projects assigned

Requirements

• Bachelor Degree or above in Business, Finance or related disciplines
• Minimum 5 years' relevant experience in product development and sales management in banking or finance institution
• Good knowledge in real estate mortgage loan or unsecured loan products is an advantage
• Excellent interpersonal, analytical and problem solving skills
• Communication skills and self-motivated, independent and able to work under pressure
• Proficient in both spoken and written Chinese (Mandarin and Cantonese) and English
• Candidate with less experience will be considered as Manager

Benefit / Other Information

• 5-day week
• Discretionary bonus
• Birthday leave
• Marriage leave
• Extra maternity leave
• Extra Paternity Leave
• Examination leave
• Insurance plan
• Medical plan
• Family medical plan

Chong Hing Bank Limited was established in Hong Kong in 1948. The Bank and its subsidiaries, including Chong Hing Securities and Chong Hing Insurance, provide comprehensive commercial banking and financial services to individuals and businesses. Our services include HKD and foreign currency deposits, credit facilities, foreign exchange, wealth management, investments, securities trading, insurance, and mandatory provident funds. With over 30 branches in Hong Kong, one in Macau, and 17 in Mainland China, Chong Hing Bank continues to expand its operations. Join our dynamic team and build a successful career with us.