Assistant Relationship Manager/ Relationship Manager, Corporate Banking (Execution Relationship Manager)

China CITIC Bank International; Hong Kong; On-site; HKD 400,000 - 700,000; Full time

Job summary

China CITIC Bank International invites applications for a role under the Mandatory Reference Checking Scheme (MRC) in Hong Kong. The successful candidate will pair with MRMs to grow corporate banking business and ensure high standards of credit analysis and risk management.

Responsibilities include credit proposals, post-approval monitoring, loan documentation reviews, and close collaboration with services officers to deliver optimal client experience while complying with local regulations.

Qualifications

• Degree holder in Business Administration or related disciplines.
• 1–3 years in credit, marketing and relationship management in corporate banking.
• Possess HKMA Enhanced Competency Framework qualification or professional exam is a plus.

Responsibilities

• Pair with designated MRMs in soliciting and developing corporate banking business; achieve assigned business targets.
• Perform credit analysis, structure credit proposals aligned with risk standards with understanding of the client's strategic and financial objectives/needs.
• Take care of post-approval and post-lending account management and credit monitoring.
• Review loan documentation and financial reports.
• Collaborate with Services Officers to provide the best customer experience to clients.
• Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follow through initiatives with attention to details.

Skills

Credit analysis

Relationship management

Marketing

Risk management

Education

Bachelor's degree in Business Administration or related disciplines

Job description

Mandatory Reference Checking Scheme ("MRC") for Hong Kong

Country of Location

China Hong Kong

Job Responsibilities

• Pair up with designated MRMs in soliciting and developing corporate banking business; achieve assigned business targets, if any.
• Perform credit analysis, structure credit proposals aligned with risk standards with understanding of the client's strategic and financial objectives / needs.
• Take care of post-approval and post-lending account management and credit monitoring.
• Review loan documentation and financial reports.
• Collaborate with Services Officers to provide the best customer experience to clients.
• Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follow through initiatives with attention to details.

Requirements

1. Education Qualification

• Degree holder in Business Administration or related disciplines.

2. Working Experiences

• Minimum 1-3 years of experience in credit, marketing and relationship management in corporate banking, preferably gained from international banking environment.
• Formal credit analysis training will be an advantage.

3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License

• Possess the required qualifications and license under SFC for dealing in securities will be an advantage.
• Possess the qualification of Associate Credit Risk Management Professional (ACRP) / Certified Credit Risk Management Professional (Commercial Lending) (CCRP(CL)) preferred.

4. Business Knowledge

• Understand the operating features, transactional mechanism and pricing structure of
  • o Trade Product and Services
  • o Corporate & Institutional Lending
  • o Treasury Products
• Understand industry and market developments relating to corporate banking.
• Understand the Bank's policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective risk management and regulatory compliance.