Relationship Manager / Senior Relationship Manager, Corporate Banking (Execution Relationship Manager)

China CITIC Bank International Limited; Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Job summary

China CITIC Bank International Limited in Hong Kong seeks experienced professionals to join the Mandatory Reference Checking Scheme framework. The role focuses on credit analysis, financial spreading, and post‑lending monitoring within a corporate banking context.

The ideal candidate holds a business degree with 4–8 years in credit, marketing and relationship management, and possesses relevant professional qualifications. Regulatory compliance and strong customer service are essential.

Qualifications

• Degree holder in Business Administration or related disciplines.
• Minimum 4-5 years AVP and 6-8 years VP in credit, marketing and relationship management in corporate banking.
• Possess HKMA Enhanced Competency Framework Qualification / Professional Examination / License; CCRP(CL) preferred.
• Understand operating features and regulations related to corporate banking products and services.

Responsibilities

• Pair up with designated MRMs to assist in soliciting and developing corporate banking business; achieve assigned targets.
• Assist in financial spreading, credit analysis and preparing credit proposals aligning with risk standards.
• Take care of post-approval and post-lending account management and credit monitoring.
• Review loan documentation and financial reports.
• Collaborate with Services Officers to provide the best customer experience to clients, including onboarding, transactions, FX etc.
• Adhere to risk, compliance, policies and applicable local/regional regulations.

Skills

Credit analysis

Financial spreading

Relationship management

Education

Degree in Business Administration or related disciplines

Job description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Pair up with designated MRMs to assist in soliciting and developing corporate banking business; achieve assigned business targets, if any.
• Assist in performing financial spreading, credit analysis and preparing credit proposals aligned with risk standards with understanding of the client’s strategic and financial objectives / needs.
• Take care of post-approval and post-lending account management and credit monitoring.
• Review loan documentation and financial reports.
• Collaborate with Services Officers to provide the best customer experience to clients, including but not limited to handling enquiries and/or transactions related to client onboarding, account balances, deposit renewals, loan rollovers, foreign exchange, etc.
• Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follow through initiatives with attention to details.

Requirements:

1. Education Qualification
   Degree holder in Business Administration or related disciplines.

2. Working Experiences
   Minimum 4-5 years of experience for AVP and 6-8 years for VP in credit, marketing and relationship management in corporate banking, preferably gained from international banking environment.
   Formal credit analysis training will be an advantage.

3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License
   Possess the required qualifications and license under SFC for dealing in securities will be an advantage
   Possess the qualification of Certified Credit Risk Management Professional (Commercial Lending) (CCRP(CL)) preferred

4. Business Knowledge
   Understand the operating features, transactional mechanism and pricing structure of
   Trade Product and Services
   Corporate & Institutional Lending
   Treasury Products
   Understand industry and market developments relating to corporate banking
   Understand the Bank’s policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective risk management and regulatory compliance.