Subsidence Claims Specialist — Southeast Portfolio

Grace Fredericks Recruitment; England; On-site; GBP 45,000 - 65,000; Full time

Job summary

Grace Fredericks Recruitment are working with a highly reputable loss adjusting business in the UK to recruit an experienced Subsidence Adjuster for the Southeast region. You will own a defined portfolio across a geographical area, with travel requirements tailored to location.

You will manage subsidence claims from instruction through to settlement, conduct site inspections, review technical reports and liaise with engineers, contractors and insurers to agree remedial solutions and settlements.

Qualifications

• Previous loss adjusting experience with subsidence claims.
• Experience handling domestic property claims.
• Understanding of subsidence, policy wordings, indemnity and quantum.
• Experience interpreting technical reports.
• Confident attending site and dealing with policyholders, insurers and engineers.
• Chartered Insurance Institute and/or Chartered Institute of Loss Adjusters qualifications are advantageous.
• Full UK driving licence and willingness to travel.

Responsibilities

• Managing a portfolio of subsidence claims from initial instruction through to settlement.
• Carrying out site inspections to assess damage and establish the appropriate claims strategy.
• Investigating the cause and circumstances of subsidence and considering alternative causes where appropriate.
• Reviewing policy wordings, schedules, endorsements and exclusions to establish indemnity and policy liability.
• Assessing structural damage and considering the potential impact on buildings, contents and associated losses.
• Reviewing reports from engineers, structural specialists, surveyors and other appointed experts.
• Appointing and managing engineers, contractors, surveyors and other specialists throughout the claim.
• Agreeing appropriate scopes of work and reviewing repair estimates and proposed remedial solutions.
• Monitoring investigations, movement monitoring and remedial works where required.
• Producing detailed reports for insurer and delegated authority clients, including recommendations on liability, quantum, reserves and claims strategy.
• Setting and reviewing reserves throughout the lifecycle of the claim.
• Liaising with policyholders, brokers, insurers, contractors and technical specialists throughout the claim.
• Identifying potential recovery, contribution, subrogation and fraud concerns.
• Negotiating quantum and settlement within delegated authority.
• Managing claims proactively and ensuring they progress within agreed service levels and timescales.

Skills

Subsidence claims

Loss adjusting

Site inspections

Report writing

Technical interpretation

Communication

Driving licence

Education

Chartered Insurance Institute and/or Chartered Institute of Loss Adjusters qualifications

Job description

Grace Fredericks Recruitment are working with a highly reputable loss adjusting business in the UK to recruit an experienced Subsidence Adjuster for the Southeast region. You will own a defined portfolio across a geographical area, with travel requirements tailored to location.

You will manage subsidence claims from instruction through to settlement, conduct site inspections, review technical reports and liaise with engineers, contractors and insurers to agree remedial solutions and settlements.