Strategic Onboarding & AML Risk Lead

Equals; Greater London; On-site; GBP 70,000 - 95,000; Full time

Job summary

Equals is seeking a Strategic Onboarding Manager to assess high-risk and complex customer relationships, ensuring alignment with risk appetite and regulatory requirements. The role focuses on onboarding a wide range of clients in the financial services sector.

You will lead Enhanced Due Diligence, high-level risk pre-assessments, and meetings with prospective customers, making decisions on approvals and influencing cross-functional teams.

Qualifications

• 3+ years onboarding experience in payments/financial institutions.
• Experience with EMD Agent and BIN Sponsorship onboarding.
• AML/KYC regulatory knowledge and controls.
• Experience onboarding customers in cryptocurrency sector.

Responsibilities

• Conduct Enhanced Due Diligence on financial institution customers, UK-based and overseas.
• Perform high-level risk pre-assessments for prospective customers.
• Assess suitability for onboarding models (Whitelabel, EMD Agent, BIN Sponsorship).
• Present risk-based assessments to leadership with recommendations on viability.
• Attend customer meetings and site visits to verify business substance and AML controls.

Skills

Risk assessment

Regulatory knowledge

Stakeholder communication

Onboarding experience

Education

AML/KYC Certification (ICA/ACAMS)

Job description

Equals is seeking a Strategic Onboarding Manager to assess high-risk and complex customer relationships, ensuring alignment with risk appetite and regulatory requirements. The role focuses on onboarding a wide range of clients in the financial services sector.

You will lead Enhanced Due Diligence, high-level risk pre-assessments, and meetings with prospective customers, making decisions on approvals and influencing cross-functional teams.