Senior Underwriter: Credit Risk Lead & Growth Partner

Aimee Willow Connex Limited; Manchester; Sur place; GBP 38 000 - 59 000; Plein temps

Résumé du poste

Aimee Willow Connex Limited in Manchester is seeking an experienced Underwriter to assess, structure, and approve credit applications within delegated authority. You will analyse financial information, manage risk, and balance growth with loan book protection.

The role requires strong commercial awareness, robust credit decision-making, and effective communication with Introducers, Sales Managers, and senior stakeholders in a fast-paced environment.

Qualifications

• Proven experience as an Underwriter in financial services with delegated authority responsibility.
• Strong knowledge of credit assessment, financial analysis, and risk evaluation.
• Good commercial awareness and understanding of market and sector dynamics.
• Ability to make robust, consistent decisions within delegated limits and agreed SLA.
• Strong communication skills, able to explain credit decisions to Sales and senior stakeholders.
• Excellent organisational skills and attention to detail.

Responsabilités

• Make credit decisions within delegated authority limits and agreed SLA, balancing speed of decision with prudent risk assessment.
• Work within the company’s Credit Policy, ensuring consistent and robust decisions, and recommend policy improvements where appropriate.
• Assess financial information, including accounts and bank statements, to determine the applicant’s ability to repay.
• Provide credit analysis and recommendations to higher mandate holders for approvals beyond delegated limits.
• Ensure all credit decisions are documented appropriately for audit and compliance purposes.
• Proactively contact Introducers and Sales Managers to progress opportunities, finding practical solutions where possible.

Connaissances

Credit assessment

Financial analysis

Risk evaluation

Commercial awareness

Decision making

Communication skills

Organisational skills

Description du poste

Aimee Willow Connex Limited in Manchester is seeking an experienced Underwriter to assess, structure, and approve credit applications within delegated authority. You will analyse financial information, manage risk, and balance growth with loan book protection.

The role requires strong commercial awareness, robust credit decision-making, and effective communication with Introducers, Sales Managers, and senior stakeholders in a fast-paced environment.